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7432 Royal Oak Dr, Spring Hill, FL 34607 Property Records

Hernando County property record for 7432 Royal Oak Dr, Spring Hill, FL 34607

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 4,112 sqft · built 1986
Lot Size0.502 acres (21,875 sqft)
Owner2 Individual Names on Record
Last Sale$201,000 (Aug 2015)
Tax Bill$460 (2025)
Deeds & MortgagesOct 2021 Mortgage
Apr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNR09-223-17-2643-0012-0040

Property Details

APN / Parcel Number

Primary APNR09-223-17-2643-0012-0040
Alternative APNs
  • 01051630
  • 1051630

Interior

Bedrooms4 Beds
Full Baths4 Baths
Plumbing Fixtures16 Plumbing Fixtures
Total Rooms9 Rooms
Stories1 Story
Building Area4,112 sqft Living Area
Gross Area5,508 sqft
1st Floor Area4,112 sqft
FlooringCombination, Other
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 2000
Exterior MaterialCombination
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area21,875 sqft (0.502 acres)
Garage TypeAttached
Garage Area836 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool Area405 sqft
PorchScreened Porch
Porch Area1,910 sqft
Deck Area112 sqft
Patio Area877 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number01051630
Street Address7432 ROYAL OAK DR
CitySPRING HILL
StateFL
Zip34607-2345
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKE IN THE WOODS PHASE III BLK 12 LOT 4
Legal Range17E
Legal Township23S
Legal Section09
Legal SubdivisionLAKE IN THE WOODS PH III
Legal Block12
Legal Lot Number4
JurisdictionHERNANDO FL
Township / Civil DivisionHERNANDO BEACH
Census Block Group1
Census Block1037
Census Tract41502

Owner

Source: Hernando County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7432 ROYAL OAK DR, SPRING HILL, FL 34607-2345
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 29, 2021Deed of Trust, Mortgage · VA Mortgage
OPEN MORTGAGE LLC
Apr 13, 2020Deed of Trust, Mortgage · VA Mortgage
OPEN MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 7, 2015 · Amount on Record
Deed SaleAug 7, 2015 · Amount on Record
Prior SaleJun 12, 2014
Deed Document Number201545632
Deed Book / Page3263 / 901
Prior Transfer DateApr 22, 2005
Prior Transfer Doc0020191531
Record UpdatedJun 8, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERNANDO FL
Property Address7432 ROYAL OAK DR, SPRING HILL, FL 34607-2345
Transaction TypeMortgage
Record UpdatedNov 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address7432 ROYAL OAK DR, SPRING HILL, FL 34607-2345

Mortgage

Document Number0040770182
DateOct 29, 2021
Book Page4077/182
Instrument2021081563
Lender
NameOPEN MORTGAGE LLC
TypeMortgage Company
AddressAUSTIN, TX 78737
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERNANDO FL
Property Address7432 ROYAL OAK DR, SPRING HILL, FL 34607-2345
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0038290422
DateApr 13, 2020
Book Page3829/422
Instrument2020023306
Lender
NameOPEN MORTGAGE LLC
TypeMortgage Company
AddressAUSTIN, TX 78737
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2050

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$460.00 (-0.65%) Disabled Person's exemption$339,118 (+7.15%)$701,046 (+13.19%) Land $45,938 Building $655,108
2024$463.00
2023Additional exemption filed$316,497 (+3%) Land $316,497
2022$7,207.00 Disabled Person's exemption Veteran's exemption$307,279$619,357 Land $45,938 Building $573,419

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 51 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies51 in force
Nearby Flood Claims52 (1983–2024)
Claims Outside the SFHA7 of 52
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Helene, Sep 2024 · 9 claims
  • Hurricane Idalia, Aug 2023 · 7 claims
  • Hurricane Hermine, Sep 2016 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 86% of Florida
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHERNANDO CO UTL-WEST
serves 145,204 people · EPA ID FL6277059
Water SourceGroundwater
Last State InspectionMay 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Open Infra
Fiber		8,000 / 8,000
WOW Internet, Cable & Phone
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 35

May also be available: Verizon.

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