74470 Peppergrass St, Palm Desert, CA 92260 Property Records

Riverside County property record for 74470 Peppergrass St, Palm Desert, CA 92260

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 992 sqft · built 1957
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$335,000 (Oct 2016)
Tax Bill	$5,458 (2025)
Deeds & Mortgages	Dec 2022 Construction Loan Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`625-215-008`

Property Details

APN / Parcel Number

Primary APN	`625-215-008`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	992 sqft Living Area
Gross Area	1,815 sqft
1st Floor Area	992 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1958
Construction Type	Wood
Roof Material	Gravel
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	74470 PEPPERGRASS ST
City	PALM DESERT
State	CA
Zip	92260-4907
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 116 MB 023/022 PANORAMA RANCH
Legal Subdivision	PANORAMA RANCH
Legal Lot Number	116
Jurisdiction	RIVERSIDE CA
Township / Civil Division	CATHEDRAL CITY-PALM DESERT
Census Block Group	1
Census Block	1001
Census Tract	45117

Owner

74470 Peppergrass St is owned and occupied by an individual who bought it in October 2016.

Source: Riverside County records, as of July 29, 2026

Owner of Record	Individual Name on File
Mailing Address	74470 PEPPERGRASS ST, PALM DESERT, CA 92260-4907
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2022	Deed of Trust, Mortgage · Construction Mortgage DISCOVER BANK
Sep 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage MOUNTAIN WEST FINANCIAL INC
Jun 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage SOFI LNDG
Aug 7, 2019	Trustee's Deed, Construction Loan · Construction Mortgage DISCOVER BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2016 · Amount on File
Deed Sale	Oct 13, 2016 · Amount on File
Prior Sale	Apr 30, 2015 · Amount on File
Deed Document Number	2016450336
Prior Transfer Date	Feb 1, 2002
Prior Transfer Doc	0000093053
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	74470 PEPPERGRASS ST, PALM DESERT, CA 92260-4907
Transaction Type	Mortgage
Record Updated	Jan 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74470 PEPPERGRASS ST, PALM DESERT, CA 92260-4907

Mortgage

Document Number	0000509289
Date	Dec 21, 2022
Instrument	2022-0509289

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 21, 2052

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	74470 PEPPERGRASS ST, PALM DESERT, CA 92260-4907
Transaction Type	Mortgage
Record Updated	Oct 4, 2022
Title Company	ORANGE COAST TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74470 PEPPERGRASS ST, PALM DESERT, CA 92260-4907

Mortgage

Document Number	0000545886
Date	Sep 13, 2021
Instrument	2021-0545886

Lender

Name	MOUNTAIN WEST FINANCIAL INC
Type	Mortgage Company
Address	REDLANDS, CA 92374

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	74470 PEPPERGRASS ST, PALM DESERT, CA 92260-4907
Document Number	0000276985
Instrument Date	Jun 10, 2020
Transaction Type	Mortgage
Record Updated	Jul 9, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74470 PEPPERGRASS ST PALM DESERT CA 922604907, PALM DESERT, CA 92260-4907

Mortgage

Document Number	0000276985
Date	Jun 26, 2020
Instrument	276985

Lender

Name	SOFI LNDG
Address	SOLITUDE, UT 84121

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 25, 2035

August 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Aug 7, 2019
Property Address	74470 PEPPERGRASS ST, PALM DESERT, CA 92260-4907
Instrument Date	Aug 2, 2019
Instrument	297563
Transaction Type	Construction Loan
Record Updated	Aug 19, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74470 PEPPERGRASS ST PALM DESERT CA 922604907, PALM DESERT, CA 92260-4907

Mortgage

Document Number	0000297563
Date	Aug 7, 2019
Instrument	297563

Lender

Name	DISCOVER BK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 6, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 74470 Peppergrass St was $5,458 with a homeowner's exemption.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Palm Desert City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$396,562 (+2%) Land $99,137 Building $297,425
2025	$5,458.00 Homeowner's exemption	$388,788 Land $97,194 Building $291,594
2023	$5,157.00 (+3.47%) Homeowner's exemption	$373,693 Land $93,421 Building $280,272
2022	$4,984.00
2021			$439,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 74470 Peppergrass St in Zone X, where a levee reduces flood risk, though there have been 85 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	85 (1978–2010)
Claims Outside the SFHA	14 of 85
Most Recent Claim	Jan 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims Flash Flooding, Aug 1983 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 74470 Peppergrass St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 541 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: GeoLinks, T-Mobile, Verizon.

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