7447 White Pine Dr, Ooltewah, TN 37363 Property Records

Hamilton County property record for 7447 White Pine Dr, Ooltewah, TN 37363

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,916 sqft · built 2019
Lot Size	1 acre (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$370,900 (Nov 2019)
Tax Bill	$1,972 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Nov 2019 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`114A C 021`

Property Details

APN / Parcel Number

Primary APN	`114A C 021`
Alternative APN	`0000385802`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,916 sqft Living Area

Exterior

Year Built	Built 2019
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0000385802
Street Address	7447 WHITE PINE DR
City	OOLTEWAH
State	TN
Zip	37363-3169
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LT 65 HAMPTON MEADOWS CREEKSIDE SUB PB 111 PG 189 OUT OF 114 003 FOR 2018
Legal Subdivision	MEADOWS CREEKSIDE SUB
Legal Lot Number	65
Jurisdiction	HAMILTON TN
Township / Civil Division	9
Census Block Group	2
Census Block	2003
Census Tract	11205

Owner

7447 White Pine Dr is owned and occupied by two individuals who bought it in November 2019.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	2 Individual Names on File
Mailing Address	7447 WHITE PINE DR, OOLTEWAH, TN 37363-3169
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2020	Deed of Trust, Mortgage NEW AMERICAN FNDG
Nov 18, 2019	Warranty Deed, Subdivision Related Transfer · Conventional with PMI NEW AMERICAN FNDG
Oct 8, 2019	Loan Modification, Mortgage REGIONS BK
Jul 1, 2019	Loan Modification, Mortgage REGIONS BK
Jul 1, 2019	Quit Claim Deed, Transfer TEAM TITLE SERVICES, TEAM TITLE SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2019 · Amount on File
Deed Sale	Nov 18, 2019 · Amount on File
Prior Sale	Jul 1, 2019
Deed Document Number	2019111800278
Deed Book / Page	11823 / 303
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	7447 WHITE PINE DR, OOLTEWAH, TN 37363-3169
Document Number	0826000206
Instrument Date	Aug 21, 2020
Transaction Type	Mortgage
Record Updated	Sep 25, 2020
Title Company	FIRST CHOICE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7447 WHITE PINE DR OOLTEWAH TN 373633169, OOLTEWAH, TN 37363-3169

Mortgage

Document Number	0826000206
Date	Aug 26, 2020
Book Page	012128/000648
Instrument	200826000206

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 25, 2050

November 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Nov 18, 2019
Property Address	7447 WHITE PINE DR, OOLTEWAH, TN 37363-3169
Document Number	1118000278
Book / Page	011823 / 000303
Instrument Date	Nov 15, 2019
Instrument	191118000278
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 10, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,372.33
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7447 WHITE PINE DR OOLTEWAH TN 373633169, OOLTEWAH, TN 37363-3169

Mortgage

Document Number	1118000279
Date	Nov 18, 2019
Book Page	011823/000306
Instrument	191118000279

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 17, 2049

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON TN
Recording Date	Oct 8, 2019
Property Address	7447 WHITE PINE DR, OOLTEWAH, TN 37363-3169
Document Number	1008000229
Book / Page	011783 / 000767
Instrument Date	Oct 3, 2019
Instrument	191008000229
Transaction Type	Mortgage
Record Updated	Oct 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1734 DAYTON BLVD CHATTANOOGA TN 374052016, CHATTANOOGA, TN 37405-2016

Mortgage

Document Number	1008000229
Date	Oct 8, 2019
Book Page	011783/000767
Instrument	191008000229

Lender

Name	REGIONS BK
Type	Bank
Address	1592 MONTGOMERY HWY, VESTAVIA HILLS, AL 35216-4525

Agreement

Amount	Amount on Record

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON TN
Recording Date	Jul 1, 2019
Property Address	7447 WHITE PINE DR, OOLTEWAH, TN 37363-3169
Document Number	0701000234
Book / Page	011685 / 000820
Instrument Date	Jun 27, 2019
Instrument	190701000234
Transaction Type	Mortgage
Record Updated	Jul 22, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1734 DAYTON BLVD CHATTANOOGA TN 374052016, CHATTANOOGA, TN 37405-2016

Mortgage

Document Number	701000234
Date	Jul 1, 2019
Book Page	011685/000820
Instrument	190701000234

Lender

Name	REGIONS BK
Type	Bank
Address	1592 MONTGOMERY HWY, VESTAVIA HILLS, AL 35216-4525

Agreement

Amount	Amount on Record

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 1, 2019
Property Address	7447 WHITE PINE DR, OOLTEWAH, TN 37363-3169
Document Number	0701000233
Book / Page	011685 / 000817
Instrument Date	Jun 27, 2019
Instrument	190701000233
Transaction Type	Transfer
Record Updated	Jul 17, 2019
Title Company	TEAM TITLE SERVICES, TEAM TITLE SVCS

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1734 DAYTON BLVD CHATTANOOGA TN 374052016, CHATTANOOGA, TN 37405-2016

Tax Assessment & Valuation

The 2025 property tax bill for 7447 White Pine Dr was $1,972, down 7.1% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,972.00 (-7.11%)	$130,150 (+37.11%)	$520,600 (+37.11%) Land $60,000 Building $460,600
2024	$2,123.00 (-0.42%)	$94,925 (-)	$379,700 (-) Land $50,000 Building $329,700
2023	$2,132.00	$94,925	$379,700 Land $50,000 Building $329,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7447 White Pine Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7447 White Pine Dr is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 63% of Tennessee
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH VALLEY U.D. serves 30,571 people · EPA ID TN0000613
Water Source	Groundwater influenced by surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Brightspeed, Verizon.

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