7446 White Pine Dr, Ooltewah, TN 37363 Property Records

Hamilton County property record for 7446 White Pine Dr, Ooltewah, TN 37363

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,861 sqft · built 2019
Lot Size	0.22 acres (9,611 sqft)
Owner	2 Individual Names on Record
Last Sale	$499,900 (Jul 2022)
Tax Bill	$1,888 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Jul 2022 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`114A C 025`

Property Details

APN / Parcel Number

Primary APN	`114A C 025`
Alternative APN	`0000385806`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,861 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,611 sqft (0.22 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0000385806
Street Address	7446 WHITE PINE DR
City	OOLTEWAH
State	TN
Zip	37363-3168
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LT 61 HAMPTON MEADOWS CREEKSIDE SUB PB 111 PG 189 OUT OF 114 003 FOR 2018
Legal Subdivision	HAMPTON MEADOWS CREEKSIDE
Legal Lot Number	61
Jurisdiction	HAMILTON TN
Township / Civil Division	9
Census Block Group	2
Census Block	2003
Census Tract	11205

Owner

Source: Hamilton County records, as of January 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7446 WHITE PINE DR, OOLTEWAH, TN 37363-3168
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2021	Deed of Trust, Mortgage · Line of Credit FIRST VOLUNTEER BANK
Jul 7, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 7, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage KEYBANK USA
Oct 8, 2019	Loan Modification, Mortgage REGIONS BK
Jul 1, 2019	Loan Modification, Mortgage REGIONS BK
Jul 1, 2019	Quit Claim Deed, Transfer TEAM TITLE SERVICES, TEAM TITLE SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2022 · Amount on Record
Deed Sale	Jul 7, 2022 · Amount on Record
Prior Sale	Jul 7, 2020 · Amount on Record
Deed Document Number	2022169
Deed Book / Page	13018 / 153
Prior Transfer Date	Jul 3, 2020
Prior Transfer Doc	0707000257
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	7446 WHITE PINE DR, OOLTEWAH, TN 37363-3168
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7446 WHITE PINE DR, OOLTEWAH, TN 37363-3168

Mortgage

Document Number	0000000113
Date	Dec 14, 2021
Book Page	12770/762
Instrument	2021121400113

Lender

Name	FIRST VOLUNTEER BANK
Type	Bank
Address	CHATTANOOGA, TN 37421

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Dec 20, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 7, 2022
Property Address	7446 WHITE PINE DR, OOLTEWAH, TN 37363-3168
Document Number	0000000169
Book / Page	13018 / 153
Map Reference	MB 111 PG 189
Instrument Date	Jul 6, 2022
Instrument	2022070700169
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,849.63
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7446 WHITE PINE DR, OOLTEWAH, TN 37363-3168

Mortgage

Document Number	0130180157
Date	Jul 7, 2022
Instrument	13018-0157

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Aug 1, 2027
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	6.12%
Index	Other
Margin	3
Max Rate	9.12%

July 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 7, 2020
Property Address	7446 WHITE PINE DR, OOLTEWAH, TN 37363-3168
Document Number	0707000257
Book / Page	012064 / 000366
Instrument Date	Jul 3, 2020
Instrument	200707000257
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 19, 2020
Title Company	TEAM TITLE LEGAL SVCS PLLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,332.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7446 WHITE PINE DR OOLTEWAH TN 373633168, OOLTEWAH, TN 37363-3168

Mortgage

Document Number	707000258
Date	Jul 7, 2020
Book Page	012064/000370
Instrument	200707000258

Lender

Name	KEYBANK USA
Type	Bank
Address	CLEVELAND, OH 44114-1306

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 6, 2050

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON TN
Recording Date	Oct 8, 2019
Property Address	7446 WHITE PINE DR, OOLTEWAH, TN 37363-3168
Document Number	1008000229
Book / Page	011783 / 000767
Instrument Date	Oct 3, 2019
Instrument	191008000229
Transaction Type	Mortgage
Record Updated	Oct 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1734 DAYTON BLVD CHATTANOOGA TN 374052016, CHATTANOOGA, TN 37405-2016

Mortgage

Document Number	1008000229
Date	Oct 8, 2019
Book Page	011783/000767
Instrument	191008000229

Lender

Name	REGIONS BK
Type	Bank
Address	1592 MONTGOMERY HWY, VESTAVIA HILLS, AL 35216-4525

Agreement

Amount	Amount Recorded

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON TN
Recording Date	Jul 1, 2019
Property Address	7446 WHITE PINE DR, OOLTEWAH, TN 37363-3168
Document Number	0701000234
Book / Page	011685 / 000820
Instrument Date	Jun 27, 2019
Instrument	190701000234
Transaction Type	Mortgage
Record Updated	Jul 22, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1734 DAYTON BLVD CHATTANOOGA TN 374052016, CHATTANOOGA, TN 37405-2016

Mortgage

Document Number	701000234
Date	Jul 1, 2019
Book Page	011685/000820
Instrument	190701000234

Lender

Name	REGIONS BK
Type	Bank
Address	1592 MONTGOMERY HWY, VESTAVIA HILLS, AL 35216-4525

Agreement

Amount	Amount Recorded

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 1, 2019
Property Address	7446 WHITE PINE DR, OOLTEWAH, TN 37363-3168
Document Number	0701000233
Book / Page	011685 / 000817
Instrument Date	Jun 27, 2019
Instrument	190701000233
Transaction Type	Transfer
Record Updated	Jul 17, 2019
Title Company	TEAM TITLE SERVICES, TEAM TITLE SVCS

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1734 DAYTON BLVD CHATTANOOGA TN 374052016, CHATTANOOGA, TN 37405-2016

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,888.00 (-6.49%)	$124,625 (+38.05%)	$498,500 (+38.05%) Land $60,000 Building $438,500
2024	$2,019.00 (-0.44%)	$90,275 (-)	$361,100 (-) Land $50,000 Building $311,100
2023	$2,028.00	$90,275	$361,100 Land $50,000 Building $311,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 63% of Tennessee
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH VALLEY U.D. serves 30,571 people · EPA ID TN0000613
Water Source	Groundwater influenced by surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Brightspeed, Verizon.

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