7447 W Perry Rd, Covington, OH 45318 Property Records

Miami County property record for 7447 W Perry Rd, Covington, OH 45318

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,144 sqft · built 2013
Lot Size	3.54 acres (154,507 sqft)
Owner	2 Individual Names on Record
Last Sale	$269,900 (Apr 2017)
Tax Bill	$4,143 (2025)
Deeds & Mortgages	Oct 2020 Line of Credit Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`H17-043535`

Property Details

APN / Parcel Number

Primary APN	`H17-043535`
Alternative APN	`080517.0-02-022-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,144 sqft Living Area
1st Floor Area	2,328 sqft
Upper Floors Area	980 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Lot Area	154,507 sqft (3.54 acres)
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces
Patio Area	264 sqft
Shed	1 Shed
Shed Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	7447 W PERRY RD
City	COVINGTON
State	OH
Zip	45318-9689
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5-8-17 W CEN PT SE
Legal Range	05
Legal Township	08
Legal Section	17
Jurisdiction	MIAMI OH
Township / Civil Division	NEWBERRY
Census Block Group	1
Census Block	1068
Census Tract	320100

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7447 W PERRY RD, COVINGTON, OH 45318-9689
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2020	Deed of Trust, Mortgage · Line of Credit THE COVINGTON SLA
Apr 5, 2017	Warranty Deed, Transfer · Conventional Mortgage COVINGTON S&L ASSN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2017 · Amount on Record
Deed Sale	Apr 5, 2017 · Amount on Record
Prior Sale	Aug 28, 2012 · Amount on Record
Deed Document Number	20172017OR-04036
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	7447 W PERRY RD, COVINGTON, OH 45318-9689
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7447 W PERRY RD, COVINGTON, OH 45318-9689

Mortgage

Document Number	0000015337
Date	Oct 20, 2020
Instrument	2020OR-15337

Lender

Name	THE COVINGTON SLA
Type	Bank
Address	COVINGTON, OH 45318

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Apr 5, 2017
Property Address	7447 W PERRY RD, COVINGTON, OH 45318-9689
Document Number	0000004036
Instrument Date	Mar 30, 2017
Instrument	4036
Transaction Type	Transfer
Record Updated	May 22, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$539.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7447 W PERRY RD COVINGTON OH 453189689, COVINGTON, OH 45318-9689

Mortgage

Document Number	4037
Date	Apr 5, 2017
Instrument	4037

Lender

Name	COVINGTON S&L ASSN
Type	Federal Savings Bank
Address	COVINGTON, OH 45318

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 4, 2047

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Newberry Township
Unified School District	Covington Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,143.00 (+4.67%) Homeowner's exemption	$148,550 (+25.45%) Land $22,230 Building $126,320	$424,400 (+25.45%) Land $63,500 Building $360,900
2024	$3,958.00 (+1.44%) Homeowner's exemption	$118,410 (-) Land $20,300 Building $98,110
2023	$3,902.00 (-2.67%) Homeowner's exemption	$118,410 (-) Land $20,300 Building $98,110	$338,300 (-) Land $58,000 Building $280,300
2022	$4,009.00 Homeowner's exemption	$118,410 Land $20,300 Building $98,110	$338,300 Land $58,000 Building $280,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Watch TV Fixed Wireless	400 / 40
Starlink Satellite	280 / 30
Windstream Fixed Wireless · DSL in parts of the area	100 / 10
Skymesh Fixed Wireless	50 / 10
NKTELCO - Goldstar Fixed Wireless	50 / 5

May also be available: Verizon.

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