7360 W Perry Rd, Covington, OH 45318 Property Records

Miami County property record for 7360 W Perry Rd, Covington, OH 45318

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,616 sqft · built 1984
Lot Size	4.98 acres (217,321 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Feb 2020)
Tax Bill	$3,470 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`H17-043025`

Property Details

APN / Parcel Number

Primary APN	`H17-043025`
Alternative APNs	`080517.0-02-032-00` `H17NB017C00600`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,616 sqft Living Area
1st Floor Area	1,616 sqft
Upper Floors Area	808 sqft
Basement Area	808 sqft
Unfinished Basement	808 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	217,321 sqft (4.98 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	289 sqft
Deck Area	403 sqft
Patio Area	403 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	7360 W PERRY RD
City	COVINGTON
State	OH
Zip	45318-9690
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5-8-17 TR 5-A PT SW PT SE
Legal Range	05
Legal Township	08
Legal Section	17
Legal Tract	5
Jurisdiction	MIAMI OH
Township / Civil Division	NEWBERRY
Census Block Group	1
Census Block	1001
Census Tract	325000

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	7360 W PERRY RD, COVINGTON, OH 45318-9690
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2023	Deed of Trust, Mortgage · Line of Credit WRIGHT-PATT CREDIT UNION INC
Oct 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Feb 18, 2020	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Sep 27, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 18, 2020 · Amount on Record
Deed Sale	Feb 18, 2020 · Amount on Record
Prior Sale	Sep 27, 2019 · Amount on Record
Deed Document Number	20202020OR-02169
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	7360 W PERRY RD, COVINGTON, OH 45318-9690
Transaction Type	Mortgage
Record Updated	Jun 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005789
Date	Jun 2, 2023
Instrument	2023OR-05789

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union
Address	DAYTON, OH 45434

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	May 25, 2048

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	7360 W PERRY RD, COVINGTON, OH 45318-9690
Transaction Type	Mortgage
Record Updated	Feb 18, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018368
Date	Oct 22, 2021
Instrument	2021OR-18368

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Feb 18, 2020
Property Address	7360 W PERRY RD, COVINGTON, OH 45318-9690
Document Number	0000002169
Instrument Date	Feb 14, 2020
Instrument	2020OR-02169
Transaction Type	Transfer
Record Updated	Feb 18, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7360 W PERRY RD, COVINGTON, OH 45318-9690

Mortgage

Document Number	0000002170
Date	Feb 18, 2020
Instrument	2020OR-02170

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MIAMI OH
Recording Date	Sep 27, 2019
Property Address	7360 W PERRY RD, COVINGTON, OH 45318-9690
Document Number	0000011350
Instrument Date	Sep 26, 2019
Instrument	11350
Transaction Type	Transfer
Record Updated	Oct 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$430.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7360 W PERRY RD COVINGTON OH 453189690, COVINGTON, OH 45318-9690

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Newberry Township
Unified School District	Covington Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,470.00 (+17.43%) Homeowner's exemption	$117,810 (+28.77%) Land $27,860 Building $89,950	$336,600 (+28.77%) Land $79,600 Building $257,000
2024	$2,955.00 (-1.17%) Homeowner's exemption	$91,490 (-) Land $26,390 Building $65,100
2023	$2,990.00 (-3.77%) Homeowner's exemption	$91,490 (-) Land $26,390 Building $65,100	$261,400 (-) Land $75,400 Building $186,000
2022	$3,107.00 Homeowner's exemption	$91,490 Land $26,390 Building $65,100	$261,400 Land $75,400 Building $186,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
Windstream Fixed Wireless · DSL in parts of the area	100 / 10
Skymesh Fixed Wireless	50 / 10
NKTELCO - Goldstar Fixed Wireless	50 / 5

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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