7446 Stone Mountain Ct, Charlotte, NC 28262 Property Records

Mecklenburg County property record for 7446 Stone Mountain Ct, Charlotte, NC 28262

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,738 sqft · built 1997
Lot Size	0.16 acres (6,991 sqft)
Owner	Company Name on Record
Last Sale	$328,500 (Mar 2022)
Tax Bill	$3,060 (2023)
Deeds & Mortgages	Mar 2022 Sale Jan 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`047-072-20`

Property Details

APN / Parcel Number

Primary APN	`047-072-20`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,738 sqft Heated Area
Gross Area	1,998 sqft
1st Floor Area	780 sqft
Upper Floors Area	958 sqft
Flooring	Concrete/Cement
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	6,991 sqft (0.16 acres)
Garage Area	240 sqft
Porch	Porch
Porch Area	20 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	047-072-20
Street Address	7446 STONE MOUNTAIN CT
City	CHARLOTTE
State	NC
Zip	28262-4223
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	L164 M28-236
Legal Subdivision	SILVERSTONE PH 01 MAP 02
Legal Lot Number	164
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	2
Census Block	2000
Census Tract	5536

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	14355 COMMERCE WAY, MIAMI LAKES, FL 33016-1502
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2022	Warranty Deed, Transfer INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO
Jan 18, 2018	Deed of Trust, Mortgage · FHA Mortgage JPMORGAN CHASE BANK NA
Apr 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2022 · Amount on Record
Deed Sale	Mar 24, 2022 · Amount on Record
Prior Sale	Oct 29, 1997 · Amount on Record
Deed Document Number	0037183275
Deed Book / Page	37183 / 275
Record Updated	Jun 7, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Mar 24, 2022
Property Address	7446 STONE MOUNTAIN CT, CHARLOTTE, NC 28262-4223
Document Number	0000045592
Book / Page	37183 / 275
Map Reference	MB 28 PG 236
Instrument Date	Mar 22, 2022
Instrument	2022045592
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Tax	$657.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6432 GOLDENBLUSH CIR, CHARLOTTE, NC 28269-5101

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14355 COMMERCE WAY, MIAMI LAKES, FL 33016-1502
Investor	Possibly a Property Investor

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	7446 STONE MOUNTAIN CT, CHARLOTTE, NC 28262-4223
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006084
Date	Jan 18, 2018
Book Page	32410/309
Instrument	2018006084

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2033

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	7446 STONE MOUNTAIN CT, CHARLOTTE, NC 28262-4223
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000061145
Date	Apr 30, 2020
Book Page	34527/955
Instrument	2020061145

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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