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7434 Stone Mountain Ct, Charlotte, NC 28262 Property Records

Mecklenburg County property record for 7434 Stone Mountain Ct, Charlotte, NC 28262

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,080 sqft · built 1998
Lot Size0.132 acres (5,750 sqft)
Owner2 Individual Names on Record
Last Sale$92,500 (Jan 2004)
Tax Bill$2,124 (2024)
Deeds & MortgagesMar 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN047-072-23

Property Details

APN / Parcel Number

Primary APN047-072-23

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,080 sqft Living Area
1st Floor Area1,080 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 2002
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,750 sqft (0.132 acres)
Garage Area252 sqft
PorchFinished/Open Porch
Porch Area40 sqft
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address7434 STONE MOUNTAIN CT
CityCHARLOTTE
StateNC
Zip28262-4223
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-6
Legal DescriptionL161 M29-459
Legal SubdivisionSILVERSTONE PH 03 MAP 01
Legal Block2
Legal Lot Number161
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2000
Census Tract5536

Owner

Source: Mecklenburg County records, as of April 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1122 LA FOREST LN, CONCORD, NC 28027-7504
Owner TypeIndividual
VestingRight of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 16, 2004 · Amount on Record
Deed SaleJan 16, 2004 · Amount on Record
Prior SaleMay 2, 2002 · Amount on Record
Deed Document Number200413083
Deed Book / Page16679 / 929
Last Transfer DateMar 25, 2026
Transfer Doc0000030558
Record UpdatedOct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMECKLENBURG NC
Recording DateMar 27, 2026
Property Address7434 STONE MOUNTAIN CT, CHARLOTTE, NC 28262-4223
Document Number0000030558
Book / Page40297 / 399
Map ReferenceMB 29 PG 459
Instrument DateMar 25, 2026
Instrument2026030558
Transaction TypeTransfer
Record UpdatedMay 22, 2026
Title CompanyVYLLA TITLE LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1122 LA FOREST LN, CONCORD, NC 28027-7504

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1122 LA FOREST LN, CONCORD, NC 28027-7504

Mortgage

Document Number0000030559
DateMar 27, 2026
Instrument2026030559
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2056

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$260,300 Land $70,000 Building $190,300$260,300 Land $70,000 Building $190,300
2024$2,124.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber		8,000 / 8,000
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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