Howard County property record for 7446 Setting Sun Way, Columbia, MD 21046
| Property Type | Townhouse |
|---|---|
| Details | 3 ba · 1,381 sqft · built 1985 |
| Lot Size | 0.044 acres (1,910 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $305,000 (Sep 2013) |
| Tax Bill | $5,586 (2026) |
| Deeds & Mortgages | Apr 2021 Mortgage Aug 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-179892 |
| Primary APN | 16-179892 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 1,381 sqft Total Area |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 1,910 sqft (0.044 acres) |
| Porch | Porch |
| Porch Area | 21 sqft |
| Deck Area | 228 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 179892 |
|---|---|
| Street Address | 7446 SETTING SUN WAY |
| City | COLUMBIA |
| State | MD |
| Zip | 21046-1276 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | NT |
| Legal Description | LOT E-58 .044 A 7446 SETTING SUN WAY VIL KINGS CONTR S 2 AR 3 |
| Legal Subdivision | VILLAGE KINGS CONTRIVANCE SEC |
| Legal Lot Number | E 58 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 5 |
| Census Block | 5000 |
| Census Tract | 606803 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7446 SETTING SUN WAY, COLUMBIA, MD 21046-1276 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Aug 9, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 9, 2013 · Amount on Record |
| Deed Sale | Sep 9, 2013 · Amount on Record |
| Prior Sale | Sep 14, 2004 · Amount on Record |
| Deed Book / Page | 15209 / 81 |
| Prior Transfer Date | Jun 22, 2007 |
| Prior Transfer Doc | 0108480257 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 7446 SETTING SUN WAY, COLUMBIA, MD 21046-1276 |
| Transaction Type | Mortgage |
| Record Updated | Jan 2, 2024 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0204650417 |
|---|---|
| Date | Apr 20, 2021 |
| Book Page | 20465/417 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 177 Months |
| Due | Jan 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 7446 SETTING SUN WAY, COLUMBIA, MD 21046-1276 |
| Document Number | 0189520382 |
| Instrument Date | Aug 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2019 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7446 SETTING SUN WAY COLUMBIA MD 210461276, COLUMBIA, MD 21046-1276 |
| Document Number | 0189520382 |
|---|---|
| Date | Oct 16, 2019 |
| Book Page | 018952/000382 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 15, 2039 |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,586.00 (+3.64%) Homeowner's exemption | $367,500 (+5.25%) Land $160,000 Building $207,500 | $367,500 (-) Land $160,000 Building $207,500 |
| 2025 | $5,390.00 (+4.66%) Homeowner's exemption | $349,167 (+11.73%) | $367,500 (+17.6%) Land $160,000 Building $207,500 |
| 2024 | $5,150.00 (+47.73%) | ||
| 2023 | $312,500 Land $130,000 Building $182,500 | $312,500 Land $130,000 Building $182,500 | |
| 2022 | $3,486.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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