Howard County property record for 7440 Setting Sun Way, Columbia, MD 21046
| Property Type | Townhouse |
|---|---|
| Details | 3 ba · 1,438 sqft · built 1985 |
| Lot Size | 0.041 acres (1,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $307,000 (Aug 2020) |
| Tax Bill | $5,754 (2026) |
| Deeds & Mortgages | Apr 2021 Mortgage Aug 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-179922 |
| Primary APN | 16-179922 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 1,438 sqft Total Area |
| Basement Area | 240 sqft |
| Finished Basement | 240 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 1,800 sqft (0.041 acres) |
| Deck Area | 84 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 179922 |
|---|---|
| Street Address | 7440 SETTING SUN WAY |
| City | COLUMBIA |
| State | MD |
| Zip | 21046-1276 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | NT |
| Legal Description | LOT E-61 .041 A 7440 SETTING SUN WAY VIL KINGS CONTR S 2 AR 3 |
| Legal Subdivision | VILLAGE KINGS CONTRIVANCE SEC |
| Legal Lot Number | E 61 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 5 |
| Census Block | 5000 |
| Census Tract | 606803 |
7440 Setting Sun Way, a townhouse, is owned by two individuals who bought it in August 2020.
Source: Howard County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4203 FINDLEY LN, ELLICOTT CITY, MD 21042-1895 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Aug 6, 2020 | Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Jun 25, 2020 | Grant Deed, Transfer COMMERCIAL LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 6, 2020 · Amount on File |
| Deed Sale | Aug 6, 2020 · Amount on File |
| Prior Sale | Jun 25, 2020 · Amount on File |
| Deed Book / Page | 19595 / 433 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 7440 SETTING SUN WAY, COLUMBIA, MD 21046-1276 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2021 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 7440 SETTING SUN WAY, COLUMBIA, MD 21046-1276 |
| Document Number | 0204890348 |
|---|---|
| Date | Apr 27, 2021 |
| Book Page | 20489/348 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10271 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 355 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Aug 6, 2020 |
| Property Address | 7440 SETTING SUN WAY, COLUMBIA, MD 21046-1276 |
| Document Number | 0195950433 |
| Book / Page | 19595 / 433 |
| Map Reference | PL CMP 5814 |
| Instrument Date | Jul 21, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | BRENNAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,605.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7440 SETTING SUN WAY, COLUMBIA, MD 21046-1276 |
| Document Number | 19595440 |
|---|---|
| Date | Aug 6, 2020 |
| Instrument | 19595/440 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Jun 25, 2020 |
| Property Address | 7440 SETTING SUN WAY, COLUMBIA, MD 21046-1276 |
| Document Number | 0194760072 |
| Book / Page | 019476 / 000072 |
| Instrument Date | Jun 18, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2020 |
| Title Company | BRENNAN TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $240.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7440 SETTING SUN WAY COLUMBIA MD 210461276, COLUMBIA, MD 21046-1276 |
| Investor | Possibly a Property Investor |
| Document Number | 194760078 |
|---|---|
| Date | Jun 25, 2020 |
| Book Page | 019476/000078 |
| Name | COMMERCIAL LNDG |
|---|---|
| Address | CLIFTON, VA 20124 |
| Amount | Amount on Record |
|---|
The 2026 property tax bill for 7440 Setting Sun Way was $5,754, up 6.1% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,754.00 (+6.06%) | $369,200 (+6.21%) Land $160,000 Building $209,200 | $369,200 (-) Land $160,000 Building $209,200 |
| 2025 | $5,425.00 | $347,600 | $369,200 Land $160,000 Building $209,200 |
| 2023 | $304,400 Land $130,000 Building $174,400 | $304,400 Land $130,000 Building $174,400 | |
| 2022 | $3,427.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7440 Setting Sun Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7440 Setting Sun Way is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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