MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TTL CO T
Transaction
Tax
$0.00
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Address
720 AZALEA DR, TEMPLE, TX 76502-2973
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
613 S 3RD ST, TEMPLE, TX 76504-5509
Mortgage
Document Number
0000047748
Date
Sep 29, 2025
Instrument
2025047748
Lender
Name
EXTRACO BANKS NA
Type
Bank
Special Notes
Seller Financed
Agreement
Type
Commercial Mortgage
Amount
Amount on Record
Term
12 Months
Due
Sep 26, 2026
October 2020: Vendor's Lien, Transfer
Document Type
Vendor's Lien
Jurisdiction
BELL TX
Recording Date
Oct 15, 2020
Property Address
7445 FM 2086, TEMPLE, TX 76501-3612
Document Number
0000056297
Instrument Date
Oct 9, 2020
Instrument
2020-00056297
Transaction Type
Transfer
Record Updated
Sep 30, 2021
Title Company
FIRST COMMUNITY TITLE LLC
Transaction
Tax
$0.00
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants
Address
5205 E FM 875, WAXAHACHIE, TX 75167-8164
Mortgage
Document Number
0000056298
Date
Oct 15, 2020
Instrument
2020-00056298
Lender
Name
FAIRWAY INDEPENDENT MORTGAGE CORP
Type
Mortgage Company
Special Notes
Seller Financed
Agreement
Type
FHA Mortgage
Amount
Amount on Record
Term
361 Months
Due
Nov 1, 2050
Tax Assessment & Valuation
The 2025 property tax bill for 7445 FM 2086 was $2,506, up 15% from the year before.
Source: Bell County assessment roll, as of February 9, 2026
Property Jurisdictions
Type
Name
State
Texas
County
Bell County
Unified School District
Rogers Independent School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$2,506.00 (+15.01%)
$199,633Land $175,350Building $24,283
$199,633Land $175,350Building $24,283
2024
$2,179.00 (+22.14%)
2023
$1,784.00 (+10.88%)
$124,521Land $100,238Building $24,283
$124,521Land $100,238Building $24,283
2022
$1,609.00
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Flood
FEMA maps place 7445 FM 2086 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
5 in force
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 7445 FM 2086 is moderate, ranking above 55% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Moderate above 55% of the US · lower than 66% of Texas
Wildfire Likelihood
0.08% annual chance
Exposure
Direct burnable vegetation
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
LITTLE ELM VALLEY WSC serves 2,127 people · EPA ID TX0140025
Water Source
Purchased surface water from CENTRAL TEXAS WSC
Last State Inspection
Dec 2025
Lead
2 ppb (2021–2023) action level 15 ppb
Violations Reported to EPA
Water Quality
Total trihalomethanes resolved · Oct 2016
Treatment and Procedure
Lead service line inventory Oct 2024
Monitoring and Reporting
2 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025