7332 FM 2086, Temple, TX 76501 Property Records

Bell County property record for 7332 FM 2086, Temple, TX 76501

Property Summary

Property Type	Single Family Home
Details	1.75 ba · 1,480 sqft · built 1997
Lot Size	4 acres (174,240 sqft)
Owner	Individual Name on Record
Last Sale	$286,602 (Aug 2024)
Tax Bill	$3,629 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Aug 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0615400100`

Property Details

APN / Parcel Number

Primary APN	`0615400100`
Alternative APNs	`196203` `9207`

Interior

Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,480 sqft Living Area
1st Floor Area	1,480 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	174,240 sqft (4 acres)
Garage Type	Detached
Garage Area	660 sqft
Porch	Open Porch
Porch Area	176 sqft
Deck Area	578 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	7332 FM 2086
City	TEMPLE
State	TX
Zip	76501-3637
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A0944BC D ALEXANDER, A-0958 I & G NRY, ACRES 2.0
Legal Subdivision	D ALEXANDER
Legal Block	1
Jurisdiction	BELL TX
Township / Civil Division	EAST BELL
Census Block Group	1
Census Block	1047
Census Tract	20102

Owner

Source: Bell County records, as of August 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7332 EM 2086, TEMPLE, TX 76501
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Aug 19, 2024	Vendor's Lien, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 25, 2020	Warranty Deed, Transfer CLASSIC BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2024 · Amount on Record
Deed Sale	Aug 19, 2024 · Amount on Record
Prior Sale	Dec 30, 2010 · Amount on Record
Deed Document Number	202435598
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Recording Date	Aug 7, 2026
Property Address	7332 FM 2086, TEMPLE, TX 76501-3637
Document Number	0000040034
Instrument Date	Aug 3, 2026
Instrument	202640034
Transaction Type	Mortgage
Record Updated	Aug 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7332 FM 2086, TEMPLE, TX 76501-3637

Mortgage

Document Number	0000040034,
Date	Aug 7, 2026
Instrument	202640034

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.99%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Aug 19, 2024
Property Address	7332 FM 2086, TEMPLE, TX 76501-3637
Document Number	0000035598
Map Reference	VOL 3771 PG 634
Instrument Date	Aug 16, 2024
Instrument	2024035598
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TTL CO T

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7332 FM 2086, TEMPLE, TX 76501-3637

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7332 FM 2086, TEMPLE, TX 76501-3637

Mortgage

Document Number	0000035599
Date	Aug 19, 2024
Instrument	2024035599

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2054

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Sep 25, 2020
Property Address	7332 FM 2086, TEMPLE, TX 76501-3637
Document Number	0000052131
Instrument Date	Sep 23, 2020
Instrument	52131
Transaction Type	Transfer
Record Updated	Oct 13, 2020
Title Company	FIRST CMNTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	704 CATTAIL CIR HARKER HEIGHTS TX 765482657, HARKER HEIGHTS, TX 76548-2657

Mortgage

Document Number	52132
Date	Sep 25, 2020
Instrument	52132

Lender

Name	CLASSIC BK NA
Address	LIBERTY HILL, TX 78642

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Sep 24, 2040

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Rogers Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,629.00 (+242.04%)	$152,342 (-41.07%)	$262,472 (+1.54%) Land $122,500 Building $139,972
2024	$1,061.00 (+28.76%)
2023	$824.00 (-43.02%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$258,493 Land $92,500 Building $165,993	$258,493 Land $92,500 Building $165,993
2022	$1,446.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LITTLE ELM VALLEY WSC serves 2,127 people · EPA ID TX0140025
Water Source	Purchased surface water from CENTRAL TEXAS WSC
Last State Inspection	Dec 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2016
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
SOS Communications Fixed Wireless	100 / 20

May also be available: AT&T.

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