Lauderdale County property record for 7445 Co Rd 1, Waterloo, AL 35677
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,415 sqft · built 1963 |
| Lot Size | 12.8 acres (557,568 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $160,000 (Nov 2015) |
| Tax Bill | $419 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-01-02-0-000-005-002 |
| Primary APN | 08-01-02-0-000-005-002 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,415 sqft Living Area |
| 1st Floor Area | 1,415 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 557,568 sqft (12.8 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 85651 |
|---|---|
| Street Address | 7445 COUNTY ROAD 1 |
| City | WATERLOO |
| State | AL |
| Zip | 35677-4217 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 13.15 AC/D (12.8 AC/C) IN THE NW/4 SEC 2 T1S R14W BEG @ A PT 1150S X OF NW COR OF SEC THEN E 1038.45 S 593.31 W 216.70 N 59.9 |
| Legal Range | 14W |
| Legal Township | 01S |
| Legal Section | 02 |
| Jurisdiction | LAUDERDALE AL |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 11300 |
Source: Lauderdale County records, as of November 24, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7445 COUNTY ROAD 1, WATERLOO, AL 35677-4217 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 12, 2015 · Amount on Record |
| Deed Sale | Nov 12, 2015 · Amount on Record |
| Prior Sale | Oct 17, 2014 · Amount on Record |
| Deed Book / Page | 2015 / 49207 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Property Address | 7445 COUNTY ROAD 1, WATERLOO, AL 35677-4217 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2020 |
| Name | Verified Name |
|---|
| Document Number | 2020/33290 |
|---|---|
| Date | Jul 8, 2020 |
| Book Page | 2020/33290 |
| Name | ASSURANCE FINANCIAL GROUP LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 1, 2035 |
| Rate Type | Fixed Rate |
|---|
Source: Lauderdale County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Lauderdale County |
| Unified School District | Lauderdale County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $419.00 (+7.99%) Homeowner's exemption | $13,620 (+6.91%) | $184,680 (+13.23%) Land $57,200 Building $127,480 |
| 2024 | $388.00 (-45.73%) Homeowner's exemption | $12,740 (+31.88%) Land $1,200 Building $11,540 | $163,100 (-21%) Land $47,700 Building $115,400 |
| 2023 | $715.00 (+27.68%) Homeowner's exemption | $9,660 (-40.52%) Land $9,660 | $206,460 (+27.29%) Land $96,600 Building $109,860 |
| 2022 | $560.00 Homeowner's exemption | $16,240 | $162,200 Land $84,300 Building $77,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2003) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2003 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 53% of Alabama |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
No cell data coverage reported
Search by:
By searching, you agree to: Terms • Privacy • Disclosures