7245 Co Rd 1, Waterloo, AL 35677 Property Records

Lauderdale County property record for 7245 Co Rd 1, Waterloo, AL 35677

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,653 sqft · built 1965
Lot Size	1.4 acres (60,984 sqft)
Owner	Individual Name on Record
Tax Bill	$364 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Sep 2023 Transfer + 1 more
Flood Zone	Zone A (high risk)
APN	`08-01-02-0-000-004-003`

Property Details

APN / Parcel Number

Primary APN	`08-01-02-0-000-004-003`
Alternative APNs	`099858` `106813` `85663` `99858`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,653 sqft Living Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Exterior Material	Brick
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	60,984 sqft (1.4 acres)
Garage Type	Mixed
Garage Area	1,020 sqft
Parking Spaces	4 Parking Spaces
Utility Building	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Gravity Furnace

Location & Zoning

Account Number	106813
Street Address	7245 COUNTY ROAD 1
City	WATERLOO
State	AL
Zip	35677-4215
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	492.98 X 348.35 (315S) IRR IN E/2 OF W/2 OF W/2 SEC 02 T1S R14W LYING N OF CO RD 1 1.84 AC/D 1.40 AC/C
Jurisdiction	LAUDERDALE AL
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1002
Census Tract	11300

Owner

Source: Lauderdale County records, as of November 21, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	7245 COUNTY ROAD 1, WATERLOO, AL 35677-4215
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRUSTMARK NATIONAL BANK
Sep 29, 2023	Intrafamily Transfer, Transfer
Dec 8, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2020
Deed Sale	Dec 8, 2020
Prior Sale	Dec 8, 2020
Deed Document Number	2020/68757
Deed Book / Page	2020 / 68757
Last Transfer Date	Sep 29, 2023
Transfer Doc	2023/41180
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	7245 COUNTY ROAD 1, WATERLOO, AL 35677-4215
Transaction Type	Mortgage
Record Updated	May 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/78173
Date	Dec 15, 2021
Book Page	2021/78173

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 27, 2031

Interest

Rate Type	Fixed Rate

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAUDERDALE AL
Recording Date	Sep 29, 2023
Property Address	7245 COUNTY ROAD 1, WATERLOO, AL 35677-4215
Document Number	2023/41180
Book / Page	2023 / 41180
Map Reference	MB 2020 PG 68757
Instrument Date	Jun 5, 2023
Transaction Type	Transfer
Record Updated	Oct 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9450 COUNTY ROAD 47, FLORENCE, AL 35634-3906

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7245 COUNTY ROAD 1, WATERLOO, AL 35677-4215

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Dec 8, 2020
Property Address	7245 COUNTY ROAD 1, WATERLOO, AL 35677-4215
Document Number	2020/68757
Book / Page	2020 / 68757
Instrument Date	Nov 12, 2020
Transaction Type	Transfer
Record Updated	May 14, 2024

Transaction

Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9450 COUNTY ROAD 47, FLORENCE, AL 35634-3906

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9450 COUNTY ROAD 47, FLORENCE, AL 35634-3906

Tax Assessment & Valuation

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Unified School District	Lauderdale County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$364.00 (+8.01%) Homeowner's exemption	$12,060 (+6.91%)	$125,840 (+11.7%) Land $17,500 Building $108,340
2024	$337.00 (-11.55%) Homeowner's exemption	$11,280 (+540.91%) Land $1,480 Building $9,800	$112,660 (+1.57%) Land $14,600 Building $98,060
2023	$381.00 (+38.04%) Homeowner's exemption	$1,760 (-78.27%) Land $1,760	$110,920 (+37.11%) Land $17,500 Building $93,420
2022	$276.00 Homeowner's exemption	$8,100	$80,900 Land $14,000 Building $66,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 56% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

No cell data coverage reported

Nearby Properties on Co Rd 1

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures