7440 Elmcrest Ave, Mount Morris, MI 48458 Property Records

Genesee County property record for 7440 Elmcrest Ave, Mount Morris, MI 48458

Property Summary

Property Type	Single Family Home
Lot Size	0.43 acres (18,731 sqft)
Owner	Company Name on Record
Last Sale	$85,500 (Oct 2024)
Tax Bill	$4,889 (2025)
Deeds & Mortgages	Apr 2023 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-12-501-015`

Property Details

APN / Parcel Number

Primary APN	`14-12-501-015`

Exterior

Lot Area	18,731 sqft (0.43 acres)

Location & Zoning

Street Address	7440 ELMCREST AVE
City	MOUNT MORRIS
State	MI
Zip	48458-1833
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15 ELMCREST GARDENS
Legal Subdivision	ELMCREST GARDENS
Legal Lot Number	15
Jurisdiction	GENESEE MI
Township / Civil Division	MOUNT MORRIS
Census Block Group	2
Census Block	2000
Census Tract	10504

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6106 RUSSO CT, LANCASTER, SC 29720-0260
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 2024 · Amount on Record
Deed Sale	Oct 8, 2024 · Amount on Record
Prior Sale	Aug 23, 2013 · Amount on Record
Deed Document Number	202452151
Prior Transfer Date	Aug 12, 2002
Prior Transfer Doc	0000093055
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	7440 ELMCREST AVE, MOUNT MORRIS, MI 48458-1833
Transaction Type	Mortgage
Record Updated	Apr 19, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7440 ELMCREST AVE, MOUNT MORRIS, MI 48458-1833

Mortgage

Document Number	0000024547
Date	Apr 12, 2023
Instrument	202304120024547

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	479 Months
Due	Mar 1, 2063

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Mount Morris Township
Unified School District	Mount Morris Consolidated School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$66,200 (-3.07%)	$132,400 (-3.07%)
2025	$4,889.00 (+223.35%)	$68,300 (+34.98%)	$136,600 (+34.98%)
2024	$1,512.00 (+24.34%)
2023		$50,600	$101,200
2019	$1,216.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Most Recent Claim	Oct 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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