7432 Elmcrest Ave, Mount Morris, MI 48458 Property Records

Genesee County property record for 7432 Elmcrest Ave, Mount Morris, MI 48458

Property Summary

Property Type	Single Family Home
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on Record
Last Sale	$108,000 (Jan 2025)
Tax Bill	$1,471 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-12-501-016`

Property Details

APN / Parcel Number

Primary APN	`14-12-501-016`

Exterior

Lot Area	18,731 sqft (0.43 acres)

Location & Zoning

Street Address	7432 ELMCREST AVE
City	MOUNT MORRIS
State	MI
Zip	48458-1833
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 ELMCREST GARDENS
Legal Subdivision	ELMCREST GARDENS
Legal Lot Number	16
Jurisdiction	GENESEE MI
Township / Civil Division	MOUNT MORRIS
Census Block Group	2
Census Block	2000
Census Tract	10504

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7432 ELMCREST AVE, MOUNT MORRIS, MI 48458-1833
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage SECURITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 7, 2025 · Amount on Record
Deed Sale	Jan 7, 2025 · Amount on Record
Deed Document Number	2025783
Prior Transfer Date	Jul 20, 2017
Prior Transfer Doc	0000046849
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	7432 ELMCREST AVE, MOUNT MORRIS, MI 48458-1833
Transaction Type	Mortgage
Record Updated	Mar 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7432 ELMCREST AVE, MOUNT MORRIS, MI 48458-1833

Mortgage

Document Number	0000007787
Date	Mar 12, 2026
Instrument	202603120007787

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2046

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	7432 ELMCREST AVE, MOUNT MORRIS, MI 48458-1833
Document Number	0000057539
Instrument Date	Aug 13, 2019
Transaction Type	Mortgage
Record Updated	Sep 24, 2019
Title Company	HOMELAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7432 ELMCREST AVE MOUNT MORRIS MI 484581833, MOUNT MORRIS, MI 48458-1833

Mortgage

Document Number	0000057539
Date	Sep 4, 2019
Instrument	57539

Lender

Name	SECURITY CU
Address	HOLLY, MI 48442

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Sep 3, 2026

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Mount Morris Township
Unified School District	Mount Morris Consolidated School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$53,700 (-4.11%)	$107,400 (-4.11%)
2025	$1,471.00 (+21.67%) Homeowner's exemption	$56,000 (+34.94%)	$112,000 (+34.94%)
2024	$1,209.00 (+24.38%)
2023		$41,500	$83,000
2019	$972.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Most Recent Claim	Oct 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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