Martin County property record for 744 NW Spruce Ridge Dr, Stuart, FL 34994
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,897 sqft · built 1971 |
| Lot Size | 0.615 acres (26,789 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $477,500 (Feb 2014) |
| Tax Bill | $8,929 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 30-37-41-011-020-0003.0-2-0000 |
| Primary APN | 30-37-41-011-020-0003.0-2-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 2,897 sqft Living Area |
| Gross Area | 3,357 sqft |
| 1st Floor Area | 2,897 sqft |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1981 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 26,789 sqft (0.615 acres) |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 576 sqft |
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 448 sqft |
| Boat Lift | Boat Lift |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 7521 |
|---|---|
| Street Address | 744 NW SPRUCE RIDGE DR |
| City | STUART |
| State | FL |
| Zip | 34994-9536 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | NORTH RIVER SHORES SEC 5 A LOT 3 BLK 20 (LESS PT DESC AS: BEG SE COR LOT 3 NLY 125 WLY 10 SWLY 103.04 TO N R/W & SLY 32.89 TO POB) |
| Legal Range | 41E |
| Legal Township | 37S |
| Legal Section | 30 |
| Legal Subdivision | NORTH RIVER SHORES |
| Legal Block | 20 |
| Legal Lot Number | 3 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | STUART |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 300 |
744 NW Spruce Ridge Dr is owned and occupied by two individuals who bought it in February 2014.
Source: Martin County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 744 NW SPRUCE RIDGE DR, STUART, FL 34994-9536 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 4, 2014 · Amount on File |
| Deed Sale | Feb 4, 2014 · Amount on File |
| Prior Sale | Oct 12, 1998 |
| Deed Document Number | 20142438496 |
| Deed Book / Page | 2700 / 1874 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 744 NW SPRUCE RIDGE DR, STUART, FL 34994-9536 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0031250303 |
|---|---|
| Date | Apr 23, 2020 |
| Book Page | 3125/303 |
| Instrument | 2811128 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2035 |
The 2025 property tax bill for 744 NW Spruce Ridge Dr was $8,929 with a homeowner's exemption, down 0.7% from the year before.
Source: Martin County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,929.00 (-0.73%) Additional exemption filed | $517,474 | $992,520 Land $750,000 Building $242,520 |
| 2024 | $8,995.00 (+1.66%) | ||
| 2023 | $8,848.00 (+3.1%) Additional exemption filed | $488,244 (+3%) | $792,700 (+36.78%) Land $550,000 Building $242,700 |
| 2022 | $8,582.00 Homeowner's exemption | $474,024 | $579,560 Land $420,000 Building $159,560 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 744 NW Spruce Ridge Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 110 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 120 units insured incl. 10 condo units |
| Nearby Flood Claims | 30 (1983–2017) |
| Claims Outside the SFHA | 6 of 30 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 744 NW Spruce Ridge Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures