724 NW Spruce Ridge Dr, Stuart, FL 34994 Property Records

Martin County property record for 724 NW Spruce Ridge Dr, Stuart, FL 34994

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,858 sqft · built 1981
Lot Size	0.694 acres (30,231 sqft)
Owner	Individual Name on File
Last Sale	$715,000 (May 2021)
Tax Bill	$16,208 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`30-37-41-011-020-0001.2-4-0000`

Property Details

APN / Parcel Number

Primary APN	`30-37-41-011-020-0001.2-4-0000`
Alternative APNs	`30-37-41-011-020-00012-4` `7519`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,858 sqft Living Area
Gross Area	3,483 sqft
1st Floor Area	2,858 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	30,231 sqft (0.694 acres)
Garage Type	Attached
Garage Area	625 sqft

Exterior Amenities

Pool Type	In-Ground Pool
Porch	Open Concrete/Masonry Porch
Porch Area	657 sqft
Boat Access	Boat Access
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	7519
Street Address	724 NW SPRUCE RIDGE DR
City	STUART
State	FL
Zip	34994-9536
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	NORTH RIVER SHORES SEC 5 A LOT 1 BLK 20 OR 344/128
Legal Range	41E
Legal Township	37S
Legal Section	30
Legal Subdivision	NORTH RIVER SHORES
Legal Block	20
Legal Lot Number	1
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	2
Census Block	2000
Census Tract	300

Owner

724 NW Spruce Ridge Dr is owned by an individual who bought it in May 2021.

Source: Martin County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	8800 S OCEAN DR, 1401, JENSEN BEACH, FL 34957-2150
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2021 · Amount on File
Deed Sale	May 4, 2021 · Amount on File
Prior Sale	Oct 14, 1987 · Amount on File
Deed Document Number	20212886229
Deed Book / Page	3221 / 1157
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	May 4, 2021
Property Address	724 NW SPRUCE RIDGE DR, STUART, FL 34994-9536
Document Number	0032211157
Book / Page	3221 / 1157
Map Reference	MB 3 PG 80
Instrument Date	Apr 30, 2021
Instrument	2886229
Transaction Type	Transfer
Record Updated	Jun 18, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,005.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3553 SE DOUBLETON DR, 3553, STUART, FL 34997-5627

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8800 S OCEAN DR APT 1401, 1401, JENSEN BEACH, FL 34957-2150

Mortgage

Document Number	32211159
Date	May 4, 2021
Instrument	3221/1159

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 724 NW Spruce Ridge Dr was $16,208, up 10.2% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,208.00 (+10.2%)	$909,377	$1,088,660 Land $750,000 Building $338,660
2024	$14,708.00 (+3.42%)
2023	$14,222.00 (+50.96%)	$751,552 (+38.83%)	$892,580 (+64.88%) Land $550,000 Building $342,580
2022	$9,421.00	$541,360 Land $420,000 Building $121,360	$541,360 Land $420,000 Building $121,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 724 NW Spruce Ridge Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 110 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	120 units insured incl. 10 condo units
Nearby Flood Claims	30 (1983–2017)
Claims Outside the SFHA	6 of 30
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Frances, Sep 2004 · 16 claims Hurricane Irene, Oct 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 724 NW Spruce Ridge Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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