Lauderdale County property record for 744 Co Rd 78, Waterloo, AL 35677
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,805 sqft · built 1990 |
| Lot Size | 0.447 acres (19,500 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,442 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-09-31-0-001-021-000 |
| Primary APN | 08-09-31-0-001-021-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,805 sqft Adjusted Area |
| 1st Floor Area | 924 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1990 |
|---|---|
| Exterior Material | Vinyl |
| Foundation Type | Retaining Wall |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 19,500 sqft (0.447 acres) |
| Lot Dimensions | 195 ft deep x 100 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 11223 |
|---|---|
| Street Address | 744 COUNTY ROAD 78 |
| City | WATERLOO |
| State | AL |
| Zip | 35677-3157 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 |
| Legal Description | 100 X 195S IRR PART LOT 18 SECOND CREEK CABIN SITE AREA |
| Legal Range | 14W |
| Legal Township | 01S |
| Legal Section | 31 |
| Legal Subdivision | SECOND CREEK CABIN SITE AREA |
| Legal Lot Number | 18 |
| Jurisdiction | LAUDERDALE AL |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1089 |
| Census Tract | 11300 |
744 Co Rd 78 is owned by an individual who acquired it in June 2006.
Source: Lauderdale County records, as of November 21, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1376 COUNTY ROAD 7, FLORENCE, AL 35633-7217 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 8, 2006 |
| Deed Sale | Jun 8, 2006 |
| Deed Document Number | 0200629316 |
| Deed Book / Page | 2006 / 29316 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 744 Co Rd 78 was $1,442, up 1% from the year before.
Source: Lauderdale County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Lauderdale County |
| Unified School District | Lauderdale County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,442.00 (+1%) | $41,200 (+1%) | $206,000 (-) Land $93,800 Building $112,200 |
| 2024 | $721.00 (-5.01%) | $20,600 (+119.62%) Land $9,380 Building $11,220 | $206,000 (+1.63%) Land $93,800 Building $112,200 |
| 2023 | $759.00 (+23.41%) Homeowner's exemption | $9,380 (-41.96%) Land $9,380 | $202,700 (+25.43%) Land $93,800 Building $108,900 |
| 2022 | $615.00 Homeowner's exemption | $16,160 | $161,600 Land $83,800 Building $77,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 744 Co Rd 78 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2003) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2003 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 744 Co Rd 78 is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 74% of Alabama |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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