721 Co Rd 78, Waterloo, AL 35677 Property Records

Lauderdale County property record for 721 Co Rd 78, Waterloo, AL 35677

Property Summary

Property Type	Vacant Land
Details	798 sqft · built 1979
Lot Size	0.502 acres (21,900 sqft)
Owner	Individual Name on File
Last Sale	$90,500 (Jul 2024)
Tax Bill	$47 (2025)
Deeds & Mortgages	Jun 2024 Sale Jul 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`08-09-31-0-001-001-001`

Property Details

APN / Parcel Number

Primary APN	`08-09-31-0-001-001-001`
Alternative APNs	`040718` `109340` `40718` `6729`

Interior

Building Area	798 sqft
1st Floor Area	798 sqft

Exterior

Year Built	Built 1979
Lot Area	21,900 sqft
Lot Dimensions	150 ft deep x 146 ft wide

Location & Zoning

Account Number	109340
Street Address	721 COUNTY ROAD 78
City	WATERLOO
State	AL
Zip	35677-3173
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	01
Legal Description	146 X 150 IRR SECOND CREEK CABIN SITE SD PT OF LOT 17 AND 1/40TH INTEREST IN LOT 16 COMMUNITY LOT FI 98-422 FR 16
Legal Range	14W
Legal Township	01S
Legal Section	31
Legal Subdivision	SECOND CREEK CABIN SITE AREA
Legal Lot Number	17,1,16
Jurisdiction	LAUDERDALE AL
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1090
Census Tract	11300

Owner

721 Co Rd 78, vacant land, is owned by an individual who bought it in July 2024.

Source: Lauderdale County records, as of November 21, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	7981 MIDDLE BUTLER RD, IRON CITY, TN 38463-4512
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2024	Survivorship Deed, Transfer
Jul 10, 2024	Survivorship Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2024 · Amount on File
Deed Sale	Jul 10, 2024 · Amount on File
Prior Sale	Jun 17, 2024 · Amount on File
Deed Document Number	0202427261
Deed Book / Page	2024 / 27261
Record Updated	Jun 8, 2026

June 2024: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Jun 17, 2024
Property Address	721 COUNTY ROAD 78, WATERLOO, AL 35677-3173
Document Number	2024/23472
Book / Page	2024 / 23472
Map Reference	MB 2 PG 120
Instrument Date	Jun 17, 2024
Transaction Type	Transfer
Record Updated	Nov 24, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	632 PINE TER, CANTON, GA 30114-8986

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7981 MIDDLE BUTLER RD, IRON CITY, TN 38463-4512

July 2024: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Jul 10, 2024
Property Address	721 COUNTY ROAD 78, WATERLOO, AL 35677-3173
Document Number	2024/27261
Book / Page	2024 / 27261
Map Reference	MB 2 PG 120
Instrument Date	Jun 17, 2024
Transaction Type	Transfer
Record Updated	Nov 24, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	632 PINE TER, CANTON, GA 30114-8986

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7981 MIDDLE BUTLER RD, IRON CITY, TN 38463-4512

Tax Assessment & Valuation

The 2025 property tax bill for 721 Co Rd 78 was $47, down 39% from the year before.

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Unified School District	Lauderdale County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$47.00 (-38.96%)	$1,360 (-38.18%)	$6,800 (-68.81%) Land $6,800
2024	$77.00 (-33.04%)	$2,200 (+307.41%) Land $580 Building $1,620	$21,800 (+17.84%) Land $5,700 Building $16,100
2023	$115.00 (+15%)	$540 (-62.5%) Land $540	$18,500 (+29.37%) Land $5,300 Building $13,200
2022	$100.00	$1,440	$14,300 Land $5,800 Building $8,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 721 Co Rd 78 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 721 Co Rd 78 is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 74% of Alabama
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Co Rd 78

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