Niagara County and Niagara Falls City property record for 744 92nd St, Niagara Falls, NY 14304
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,514 sqft · built 1951 |
| Lot Size | 0.121 acres (5,280 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $75,000 (Jan 2007) |
| Tax Bill | $4,867 (2026) |
| Deeds & Mortgages | Apr 2020 Loan Modification Aug 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 291100 161.55-1-43 |
| Primary APN | 291100 161.55-1-43 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,514 sqft Living Area |
| 1st Floor Area | 938 sqft |
| 2nd Floor Area | 576 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Other |
| Exterior Material | Wood |
| Lot Area | 5,280 sqft (0.121 acres) |
| Lot Dimensions | 132 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 352 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 216 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 15/1491. |
|---|---|
| Street Address | 744 92ND ST |
| City | NIAGARA FALLS |
| State | NY |
| Zip | 14304-3504 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1-C |
| Legal Description | TM 484 BL K LOT 55 210 |
| Legal Block | 1 |
| Legal Lot Number | 43.000 |
| Jurisdiction | NIAGARA NY |
| Township / Civil Division | NIAGARA FALLS |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 22401 |
Source: Niagara County and Niagara Falls City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 744 92ND ST, NIAGARA FALLS, NY 14304-3504 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 18, 2020 | Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Aug 15, 2017 | Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 24, 2007 · Amount on Record |
| Deed Sale | Jan 24, 2007 · Amount on Record |
| Deed Book / Page | 3387 / 744 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 744 92ND ST, NIAGARA FALLS, NY 14304-3504 |
| Document Number | 0000008668 |
| Instrument Date | Apr 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 744 92ND ST NIAGARA FALLS NY 143043504, NIAGARA FALLS, NY 14304-3504 |
| Document Number | 0000008668 |
|---|---|
| Date | Jun 9, 2020 |
| Instrument | 8668 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jun 8, 2060 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 744 92ND ST, NIAGARA FALLS, NY 14304-3504 |
| Document Number | 0000018407 |
| Instrument Date | Aug 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2018 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 744 92ND ST NIAGARA FALLS NY 143043504, NIAGARA FALLS, NY 14304-3504 |
| Document Number | 0000018407 |
|---|---|
| Date | Sep 18, 2017 |
| Instrument | 18407 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | FORT MILL, SC 29715 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Sep 17, 2057 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.25% |
Source: Niagara County and Niagara Falls City assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Niagara County |
| Municipality | Niagara Falls City |
| Unified School District | Niagara Falls City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,867.00 (+19.38%) Homeowner's exemption Veteran's exemption | ||
| 2025 | $4,077.00 | $73,800 (-) Land $4,200 Building $69,600 | $164,000 (+19.97%) Land $9,333 Building $154,667 |
| 2023 | $73,800 Land $4,200 Building $69,600 | $136,700 Land $7,780 Building $128,920 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 4 (1999–2021) |
| Most Recent Claim | Jul 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NIAGARA FALLS WATER BOARD serves 50,193 people · EPA ID NY3100568 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | 6 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 640 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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