742 92nd St, Niagara Falls, NY 14304 Property Records

Niagara County and Niagara Falls City property record for 742 92nd St, Niagara Falls, NY 14304

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,497 sqft · built 1930
Lot Size	0.121 acres (5,280 sqft)
Owner	Individual Name on File
Last Sale	$55,000 (May 2010)
Tax Bill	$5,283 (2026)
Deeds & Mortgages	Mar 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`291100 161.55-1-44`

Property Details

APN / Parcel Number

Primary APN	`291100 161.55-1-44`
Alternative APNs	`11001610550001044000` `15/1490`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,497 sqft Living Area
1st Floor Area	1,048 sqft
Upper Floors Area	225 sqft
Attic	Attic
Attic Area	224 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	5,280 sqft (0.121 acres)
Lot Dimensions	132 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	160 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	15/1490.
Street Address	742 92ND ST
City	NIAGARA FALLS
State	NY
Zip	14304-3504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-C
Legal Description	TM 484 BL K LOT 56
Legal Block	1
Legal Lot Number	44.000
Jurisdiction	NIAGARA NY
Township / Civil Division	NIAGARA FALLS
Census Block Group	1
Census Block	1017
Census Tract	22401

Owner

742 92nd St is owned and occupied by an individual who bought it in May 2010.

Source: Niagara County and Niagara Falls City records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	742 92ND ST, NIAGARA FALLS, NY 14304-3504
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2010 · Amount on File
Deed Sale	May 14, 2010 · Amount on File
Prior Sale	Apr 5, 2010 · Amount on File
Deed Document Number	20107353
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NIAGARA NY
Property Address	742 92ND ST, NIAGARA FALLS, NY 14304-3504
Transaction Type	Mortgage
Record Updated	Apr 23, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	742 92ND ST, NIAGARA FALLS, NY 14304-3504

Mortgage

Document Number	0000003351
Date	Mar 6, 2024
Instrument	2024-03351

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount on Record
Term	59 Months
Due	Feb 1, 2029

Tax Assessment & Valuation

The 2026 property tax bill for 742 92nd St was $5,283 with a homeowner's exemption, up 9.2% from the year before.

Source: Niagara County and Niagara Falls City assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Niagara County
Municipality	Niagara Falls City
Unified School District	Niagara Falls City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,283.00 (+9.2%) Homeowner's exemption
2025	$4,838.00	$72,800 Land $4,200 Building $68,600	$161,800 Land $9,335 Building $152,465
2023		$72,800 Land $4,200 Building $68,600	$134,800 Land $7,777 Building $127,023

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 742 92nd St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	4 (1999–2021)
Most Recent Claim	Jul 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 742 92nd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NIAGARA FALLS WATER BOARD serves 50,193 people · EPA ID NY3100568
Water Source	Surface water
Last State Inspection	May 2024
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 640 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20