7439 Serrano Ter, Delray Beach, FL 33446 Property Records

Palm Beach County property record for 7439 Serrano Ter, Delray Beach, FL 33446

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,764 sqft · built 2004
Lot Size	0.253 acres (11,064 sqft)
Owner	Individual Name on Record
Last Sale	$390,000 (Mar 2016)
Tax Bill	$7,501 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00-42-46-16-25-000-0420`

Property Details

APN / Parcel Number

Primary APN	`00-42-46-16-25-000-0420`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,764 sqft Living Area
Gross Area	3,410 sqft
1st Floor Area	1,371 sqft
Upper Floors Area	1,393 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2009
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Wood Truss
Roof Material	Tile
Lot Area	11,064 sqft (0.253 acres)
Lot Dimensions	119 ft deep x 93 ft wide
View / Lot	Water
Garage Area	396 sqft

Exterior Amenities

Pool Area	85 sqft
Porch	Open Porch
Porch Area	200 sqft
Patio Area	380 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	7439 SERRANO TER
City	DELRAY BEACH
State	FL
Zip	33446-2211
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	BETHESDA LT 42
Legal Range	42E
Legal Township	46S
Legal Section	16
Legal Subdivision	BETHESDA PUD
Legal Lot Number	42
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	2
Census Block	2001
Census Tract	5934

Owner

Source: Palm Beach County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	7439 SERRANO TER, DELRAY BEACH, FL 33446-2211
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2024	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Jul 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2016 · Amount on Record
Deed Sale	Mar 23, 2016 · Amount on Record
Prior Sale	Aug 15, 2011 · Amount on Record
Deed Document Number	20160099542
Deed Book / Page	28180 / 1820
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	7439 SERRANO TER, DELRAY BEACH, FL 33446-2211
Transaction Type	Mortgage
Record Updated	Feb 13, 2024
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7439 SERRANO TER, DELRAY BEACH, FL 33446-2211

Mortgage

Document Number	0347820216
Date	Jan 19, 2024
Book Page	34782/216
Instrument	20240020334

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 5, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	7439 SERRANO TER, DELRAY BEACH, FL 33446-2211
Document Number	0316131932
Instrument Date	Jul 21, 2020
Transaction Type	Mortgage
Record Updated	Aug 27, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7439 SERRANO TER DELRAY BEACH FL 334462211, DELRAY BEACH, FL 33446-2211

Mortgage

Document Number	0316131932
Date	Jul 30, 2020
Book Page	031613/001932
Instrument	271899

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 29, 2050

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,501.00 (+5.57%) Homeowner's exemption	$473,176 (+5.99%)	$801,465 (-5.55%) Land $274,969 Building $526,496
2023	$7,105.00 (+0.81%) Homeowner's exemption	$446,448 (+3%)	$848,526 (+21.65%) Land $302,266 Building $546,260
2022	$7,048.00 Homeowner's exemption	$433,445	$697,540 Land $249,765 Building $447,775

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	338 units insured incl. 320 condo units
Nearby Flood Claims	1 (1999)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 1999 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Hotwire Communications.

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