7409 Serrano Ter, Delray Beach, FL 33446 Property Records

Palm Beach County property record for 7409 Serrano Ter, Delray Beach, FL 33446

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,730 sqft · built 2004
Lot Size	0.195 acres (8,499 sqft)
Owner	2 Individual Names on Record
Last Sale	$865,000 (Apr 2024)
Tax Bill	$12,191 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00-42-46-16-25-000-0450`

Property Details

APN / Parcel Number

Primary APN	`00-42-46-16-25-000-0450`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,730 sqft Living Area
Gross Area	3,343 sqft
1st Floor Area	1,974 sqft
Upper Floors Area	756 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Flat
Roof Material	Concrete
Lot Area	8,499 sqft (0.195 acres)
Lot Dimensions	120 ft deep x 71 ft wide
Garage Type	Attached
Garage Area	418 sqft

Exterior Amenities

Pool Area	88 sqft
Porch	Finished/Open Porch
Porch Area	195 sqft
Patio Area	966 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	7409 SERRANO TER
City	DELRAY BEACH
State	FL
Zip	33446-2211
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	BETHESDA LT 45
Legal Range	42E
Legal Township	46S
Legal Section	16
Legal Subdivision	BETHESDA
Legal Lot Number	45
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	2
Census Block	2001
Census Tract	5934

Owner

Source: Palm Beach County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7409 SERRANO TER, DELRAY BEACH, FL 33446-2211
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2022	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Jan 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2024 · Amount on Record
Deed Sale	Apr 30, 2024 · Amount on Record
Prior Sale	Mar 8, 2011 · Amount on Record
Deed Document Number	2024145575
Deed Book / Page	34980 / 838
Prior Transfer Date	Dec 14, 2005
Prior Transfer Doc	0197210536
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	7409 SERRANO TER, DELRAY BEACH, FL 33446-2211
Transaction Type	Mortgage
Record Updated	Nov 25, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0338981435
Date	Oct 19, 2022
Book Page	33898/1435
Instrument	20220420293

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 4, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	7409 SERRANO TER, DELRAY BEACH, FL 33446-2211
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7409 SERRANO TER, WEST DELRAY BEACH, FL 33446-2211

Mortgage

Document Number	0332000465
Date	Jan 10, 2022
Book Page	33200/465
Instrument	20220010079

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2042

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,191.00 (+83.9%)	$761,519 (+86.76%)	$761,519 (-0.51%) Land $272,573 Building $488,946
2024	$6,629.00 (+2.46%)
2023	$6,470.00 (+0.84%) Homeowner's exemption	$407,751 (+3%)	$765,413 (+24.56%) Land $299,630 Building $465,783
2022	$6,416.00 Homeowner's exemption	$395,875	$614,500 Land $247,587 Building $366,913

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	338 units insured incl. 320 condo units
Nearby Flood Claims	1 (1999)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 1999 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Blue Stream, Hotwire Communications.

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