Howard County property record for 7438 Cherry Tree Dr, Fulton, MD 20759
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 2,686 sqft · built 1969 |
| Lot Size | 1.06 acres (46,174 sqft) |
| Owner | 2 Trust Names on Record |
| Last Sale | $270,000 (Jun 2001) |
| Tax Bill | $10,484 (2026) |
| Deeds & Mortgages | Dec 2025 Mortgage Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-353769 |
| Primary APN | 05-353769 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,686 sqft Total Area |
| Basement Area | 1,100 sqft |
| Finished Basement | 1,100 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 46,174 sqft (1.06 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 684 sqft |
| Patio Area | 180 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 353769 |
|---|---|
| Street Address | 7438 CHERRY TREE DR |
| City | FULTON |
| State | MD |
| Zip | 20759-9738 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RRDEO |
| Legal Description | LOT 3 S 4 7438 CHERRY TREE DR MOORESFIELD |
| Legal Subdivision | MOORESFIELD |
| Legal Lot Number | 3 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 5, CLARKSVILLE |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 605105 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 7438 CHERRY TREE DR, FULTON, MD 20759-9738 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Dec 8, 2025 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jun 12, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 12, 2001 · Amount on Record |
| Deed Sale | Jun 12, 2001 · Amount on Record |
| Prior Sale | Apr 17, 1996 |
| Deed Document Number | 20014169 |
| Deed Book / Page | 5521 / 250 |
| Transfer Doc | 0000001727 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 7438 CHERRY TREE DR, FULTON, MD 20759-9738 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2025 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 7438 CHERRY TREE DR, FULTON, MD 20759-9738 |
| Document Number | 0230290006 |
|---|---|
| Date | Dec 8, 2025 |
| Book Page | 23029/6 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 7438 CHERRY TREE DR, FULTON, MD 20759-9738 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0194330003 |
|---|---|
| Date | Jun 12, 2020 |
| Book Page | 19433/3 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2050 |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,484.00 (+5.16%) | $721,233 (+5.12%) | $791,500 (+15.36%) Land $366,800 Building $424,700 |
| 2025 | $9,970.00 (+47.68%) | $686,100 (+9.18%) Land $276,800 Building $409,300 | $686,100 (-) Land $276,800 Building $409,300 |
| 2023 | $628,433 | $686,100 Land $276,800 Building $409,300 | |
| 2022 | $6,751.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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