7434 Cherry Tree Dr, Fulton, MD 20759 Property Records

Howard County property record for 7434 Cherry Tree Dr, Fulton, MD 20759

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 1,974 sqft · built 1968
Lot Size1.06 acres (46,174 sqft)
Owner2 Individual Names on Record
Last Sale$545,000 (Feb 2016)
Tax Bill$10,061 (2026)
Deeds & MortgagesMay 2017 Mortgage
Sep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN05-342686

Property Details

APN / Parcel Number

Primary APN05-342686
Alternative APNs
  • 5342686
  • 342686

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,974 sqft Total Area
Basement Area855 sqft
Finished Basement855 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Exterior MaterialBrick
Roof MaterialComposition Shingle
Lot Area46,174 sqft (1.06 acres)
Garage TypeAttached
Garage Area456 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area424 sqft
Patio Area288 sqft
Shed1 Shed
Shed Area960 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelElectric
SewerConnected

Location & Zoning

Account Number342686
Street Address7434 CHERRY TREE DR
CityFULTON
StateMD
Zip20759-9738
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRRDEO
Legal DescriptionLOT 4 S 4 7434 CHERRY TREE DR FULTON
Legal SubdivisionSECTION IV MOORESFIELD SUBDIVISION
Legal Lot Number4
JurisdictionHOWARD MD
Township / Civil Division5, CLARKSVILLE
Census Block Group1
Census Block1022
Census Tract605105

Owner

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7434 CHERRY TREE DR, FULTON, MD 20759-9738
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 11, 2017Deed of Trust, Mortgage · Commercial Mortgage
SUNTRUST BANK
Sep 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 29, 2016 · Amount on Record
Deed SaleFeb 29, 2016 · Amount on Record
Deed Book / Page16714 / 493
Prior Transfer DateOct 6, 2010
Prior Transfer Doc0127390451
Record UpdatedOct 29, 2026

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOWARD MD
Property Address7434 CHERRY TREE DR, FULTON, MD 20759-9738
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0175820570
DateMay 11, 2017
Book Page17582/570
Instrument17582-570
Lender
NameSUNTRUST BANK
TypeBank
AddressNASHVILLE, TN 37214
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOWARD MD
Property Address7434 CHERRY TREE DR, FULTON, MD 20759-9738
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySETTLEMENT MATTERS LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0197080027
DateSep 15, 2020
Book Page19708/27
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHoward County
Unified School DistrictHoward County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10,061.00 (+4.43%) Homeowner's exemption$698,967 (+5.28%)$769,100 (+15.85%) Land $366,800 Building $402,300
2025$9,634.00 (+4.64%) Homeowner's exemption$663,900 (+10.28%) Land $276,800 Building $387,100$663,900 (-) Land $276,800 Building $387,100
2024$9,207.00 (+43.19%)
2023$602,033$663,900 Land $276,800 Building $387,100
2022$6,430.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2022)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250

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