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7435 W Ridge Rd, Elyria, OH 44035 Property Records

Lorain County property record for 7435 W Ridge Rd, Elyria, OH 44035 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1942
Square Footage1,482 sqft Living Area
Lot Size147,668 sqft (3.39 acres)
OccupancyOwner Occupied
Last Sale$104,000 (2020)
Tax Bill$4,114.00 (2024)

Property Details

APN / Parcel Number

Primary APN06-24-048-000-027

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Total Rooms4 Rooms
Building Area1,482 sqft Living Area
Gross Area1,872 sqft Gross Area
1st Floor1,170 sqft 1st Floor
Upper Floors312 sqft Upper Floors
Basement Area780 sqft Basement
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1942
Effective Year BuiltEffective 1942
Architectural StyleCape Cod Style
Exterior MaterialWood Siding Exterior
Construction TypeFrame Construction
Lot Area147,668 sqft (3.39 acres)

Exterior Amenities

Balcony Area158 sqft Balcony
Patio Area208 sqft Patio
Porch Area614 sqft Porch
Canopy Area208 sqft Canopy
Pole Structure480 sqft Pole Structure

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelGas Heating Fuel

Location & Zoning

Street Address7435 W RIDGE RD
CityELYRIA
StateOH
Zip44035-1961
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description980550105
Legal SubdivisionELYRIA
Legal Tract24
Legal Lot Number48
JurisdictionLORAIN OH
Minor Civil DivisionELYRIA
Census Blockgroup1
Census Block1013
Census Tract70300

Owner

Source: Lorain County records · APN 06-24-048-000-027

Assessment roll updated May 16, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address7435 W RIDGE RD, ELYRIA, OH 44035-1961
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 06, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
CROSSCOUNTRY MTG
Jan 27, 2020Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
CROSSCOUNTRY MTG
Nov 01, 2019Affidavit of Death, Transfer
ATTORNEY ONLY
Jul 12, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 27, 2020 · Amount on Record
Deed SaleJan 27, 2020 · Amount on Record
Deed Doc Number2020747151
Prior Transfer DateSep 27, 2019
Prior Transfer Doc20190736767
Record RefreshedJun 08, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address7435 W RIDGE RD, ELYRIA, OH 44035-1961
Document Number0000799105
Instrument DateJan 06, 2021
Transaction TypeMortgage
Record UpdatedFeb 02, 2021
Title CompanyFIRST SOURCE TITLE AGENCY INC, FIRST SOURCE TITLE AGCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address7435 W RIDGE RD ELYRIA OH 440351961, ELYRIA, OH 44035-1961

Mortgage

Document Number0000799105
DateJan 20, 2021
Instrument799105
Lender
NameCROSSCOUNTRY MTG
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJan 19, 2051

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateJan 27, 2020
Property Address7435 W RIDGE RD, ELYRIA, OH 44035-1961
Document Number0000747151
Instrument DateJan 23, 2020
Instrument747151
Transaction TypeTransfer
Record UpdatedFeb 14, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$416.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7435 W RIDGE RD ELYRIA OH 440351961, ELYRIA, OH 44035-1961

Mortgage

Document Number747152
DateJan 27, 2020
Instrument747152
Lender
NameCROSSCOUNTRY MTG
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJan 26, 2050

November 2019: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionLORAIN OH
Recording DateNov 01, 2019
Property Address7435 W RIDGE RD, ELYRIA, OH 44035-1961
Document Number0000736767
Instrument DateSep 27, 2019
Instrument736767
Transaction TypeTransfer
Record UpdatedNov 14, 2019
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7435 W RIDGE RD ELYRIA OH 440351961, ELYRIA, OH 44035-1961

July 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLORAIN OH
Recording DateJul 12, 2018
Property Address7435 W RIDGE RD, ELYRIA, OH 44035-1961
Document Number0000679533
Instrument DateMar 27, 2018
Instrument679533
Transaction TypeTransfer
Record UpdatedJul 25, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address7435 W RIDGE RD ELYRIA OH 440351961, ELYRIA, OH 44035-1961

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
County SubdivisionElyria Township
Unified School DistrictElyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,027.00 (-2.11%)$71,350 (-0.01%) Land $21,790 Building $49,560$203,880 (-) Land $62,270 Building $141,610
2024$4,114.00 (+34.36%)$71,358 (+51.3%) Land $21,795 Building $49,564$203,880 (+51.3%) Land $62,270 Building $141,610
2023$3,062.00 (+0.33%)$47,163 (+0.01%) Land $19,432 Building $27,731$134,750 (-) Land $55,520 Building $79,230
2022$3,052.00$47,160 Land $19,430 Building $27,730
2021$134,750 Land $55,520 Building $79,230

Flood & Wildfire

7435 W Ridge Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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