7320 W Ridge Rd, Elyria, OH 44035 Property Records

Lorain County property record for 7320 W Ridge Rd, Elyria, OH 44035 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,884 sqft · built 2001
Lot Size	7.25 acres (315,810 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,654 (2025)
Deeds & Mortgages	Feb 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`05-00-084-000-007`

Property Details

APN / Parcel Number

Primary APN	`05-00-084-000-007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,884 sqft Living Area
1st Floor Area	1,884 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	315,810 sqft (7.25 acres)
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	120 sqft
Deck Area	192 sqft
Patio Area	552 sqft
Pole Barn	1,200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	7320 W RIDGE RD
City	ELYRIA
State	OH
Zip	44035-1964
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	02-05-004 -010-06
Legal Subdivision	AMHERST
Legal Lot Number	84
Jurisdiction	LORAIN OH
Township / Civil Division	AMHERST
Census Block Group	1
Census Block	1016
Census Tract	50100

Owner

Source: Lorain County records · APN 05-00-084-000-007

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	7320 W RIDGE RD, ELYRIA, OH 44035-1964
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 19, 2001
Deed Sale	Nov 19, 2001
Prior Sale	Nov 19, 2001
Deed Document Number	791103
Record Updated	Jun 08, 2026

February 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LORAIN OH
Property Address	7320 W RIDGE RD, ELYRIA, OH 44035-1964
Document Number	0000664832
Instrument Date	Feb 10, 2018
Transaction Type	Mortgage
Record Updated	Mar 30, 2018
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7320 W RIDGE RD ELYRIA OH 440351964, ELYRIA, OH 44035-1964

Mortgage

Document Number	0000664832
Date	Mar 15, 2018
Instrument	664832

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	480 Months
Due	Mar 14, 2058

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	Amherst Township
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,654.00	$131,950 (+0.01%) Land $51,700 Building $80,250	$376,980 (-) Land $147,700 Building $229,280
2024	$6,654.00 (+23.34%)	$131,943 (+40.73%) Land $51,695 Building $80,248	$376,980 (+40.73%) Land $147,700 Building $229,280
2023	$5,395.00 (+0.35%)	$93,759 (%) Land $33,835 Building $59,924	$267,880 (-) Land $96,670 Building $171,210
2022	$5,376.00	$93,760 Land $33,840 Building $59,920
2021			$267,880 Land $96,670 Building $171,210

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390930501001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Nearby Flood Policies	1 in force 1 of 1 on primary residences

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.