7435 Rigby Pl, Elkridge, MD 21075 Property Records

Howard County property record for 7435 Rigby Pl, Elkridge, MD 21075

Property Summary

Property Type	Townhouse
Details	4 ba · 1,424 sqft · built 2015
Lot Size	0.028 acres (1,205 sqft)
Owner	Individual Name on Record
Last Sale	$340,000 (May 2019)
Tax Bill	$5,912 (2026)
Deeds & Mortgages	Sep 2018 Mortgage Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-597111`

Property Details

APN / Parcel Number

Primary APN	`01-597111`
Alternative APN	`597111`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	1,424 sqft Total Area
Attic	Attic
Attic Area	320 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,205 sqft (0.028 acres)
Garage Type	Built-in
Garage Area	304 sqft
Parking Spaces	1 Parking Space
Deck Area	150 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	597111
Street Address	7435 RIGBY PL
City	ELKRIDGE
State	MD
Zip	21075-7284
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 320 1,205 SQ' 7435 RIGBY PL HOWARD SQUARE PH 6
Legal Subdivision	HOWARD SQUARE
Legal Phase	6
Legal Lot Number	320
Jurisdiction	HOWARD MD
Township / Civil Division	1, ELKRIDGE
Census Block Group	2
Census Block	2056
Census Tract	601203

Owner

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	7435 RIGBY PL, ELKRIDGE, MD 21075-7284
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2018	Deed of Trust, Mortgage · ARM TOWER FCU
Jul 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
May 23, 2019	Individual Deed, Transfer · Conventional Mortgage TOWER FCU
Jan 2, 2018	Grant Deed, Transfer · Conventional with PMI HOMESPIRE MTG CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2019 · Amount on Record
Deed Sale	May 23, 2019 · Amount on Record
Prior Sale	Jan 2, 2018 · Amount on Record
Deed Book / Page	18684 / 239
Record Updated	Oct 29, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	7435 RIGBY PL, ELKRIDGE, MD 21075-7284
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0183500435
Date	Sep 6, 2018
Book Page	18350/435

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Sep 1, 2021
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.12%
Index	1-Year CMT
Max Rate	9.12%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	7435 RIGBY PL, ELKRIDGE, MD 21075-7284
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7435 RIGBY PL, ELKRIDGE, MD 21075-7284

Mortgage

Document Number	0207520037
Date	Jul 27, 2021
Book Page	20752/37

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	FALLSTON, MD 21047

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

May 2019: Individual Deed, Transfer

Document Type	Individual Deed
Jurisdiction	HOWARD MD
Recording Date	May 23, 2019
Property Address	7435 RIGBY PL, ELKRIDGE, MD 21075-7284
Document Number	0186840239
Book / Page	18684 / 239
Map Reference	PL 22986-22988
Instrument Date	May 10, 2019
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	TOWER TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7435 RIGBY PL, ELKRIDGE, MD 21075-7284

Mortgage

Document Number	0018684245
Date	May 23, 2019
Instrument	18684/245

Lender

Name	TOWER FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HOWARD MD
Recording Date	Jan 2, 2018
Property Address	7435 RIGBY PL, ELKRIDGE, MD 21075-7284
Document Number	0179910435
Book / Page	017991 / 000435
Instrument Date	Dec 22, 2017
Transaction Type	Transfer
Record Updated	Jan 24, 2018
Title Company	BRENNAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7435 RIGBY PL ELKRIDGE MD 210757284, ELKRIDGE, MD 21075-7284

Mortgage

Document Number	179910440
Date	Jan 2, 2018
Book Page	017991/000440

Lender

Name	HOMESPIRE MTG CORP
Address	GAITHERSBURG, MD 20878

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,912.00 (+0.96%) Homeowner's exemption	$414,100 (+6.27%) Land $165,000 Building $249,100	$414,100 (-) Land $165,000 Building $249,100
2025	$5,856.00 (+56.62%) Homeowner's exemption	$389,667 (+14.34%)	$414,100 (+21.51%) Land $165,000 Building $249,100
2023		$340,800 Land $160,000 Building $180,800	$340,800 Land $160,000 Building $180,800
2022	$3,739.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Believe Broadband Fixed Wireless	500 / 100
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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