7431 Rigby Pl, Elkridge, MD 21075 Property Records

Howard County property record for 7431 Rigby Pl, Elkridge, MD 21075

Property Summary

Property Type	Townhouse
Details	4 ba · 1,424 sqft · built 2015
Lot Size	0.028 acres (1,205 sqft)
Owner	2 Individual Names on Record
Last Sale	$445,000 (Jun 2021)
Tax Bill	$5,843 (2026)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Feb 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`01-597113`

Property Details

APN / Parcel Number

Primary APN	`01-597113`
Alternative APN	`597113`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	1,424 sqft Total Area
Attic	Attic
Attic Area	320 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,205 sqft (0.028 acres)
Garage Type	Built-in
Garage Area	304 sqft
Parking Spaces	1 Parking Space
Deck Area	150 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	597113
Street Address	7431 RIGBY PL
City	ELKRIDGE
State	MD
Zip	21075-7284
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 322 1,205 SQ' 7431 RIGBY PL HOWARD SQUARE PH 6
Legal Subdivision	HOWARD SQUARE
Legal Phase	6
Legal Lot Number	322
Jurisdiction	HOWARD MD
Township / Civil Division	1, ELKRIDGE
Census Block Group	2
Census Block	2056
Census Tract	601203

Owner

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7431 RIGBY PL, ELKRIDGE, MD 21075-7284
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2021	Deed, Transfer · FHA Mortgage GUARANTEED RATE INC
Feb 26, 2020	Quit Claim Deed, Transfer HERITAGE TITLE COMPANY, HERITAGE TITLE CO.

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2021 · Amount on Record
Deed Sale	Jun 23, 2021 · Amount on Record
Prior Sale	Jun 5, 2015 · Amount on Record
Deed Book / Page	20655 / 177
Prior Transfer Date	Feb 6, 2020
Prior Transfer Doc	0192020112
Record Updated	Oct 29, 2026

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Jun 23, 2021
Property Address	7431 RIGBY PL, ELKRIDGE, MD 21075-7284
Document Number	0206550177
Book / Page	20655 / 177
Map Reference	PL 22986-22988
Instrument Date	Jun 11, 2021
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	CARDINAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,675.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7431 RIGBY PL, ELKRIDGE, MD 21075-7284

Mortgage

Document Number	0020655184
Date	Jun 23, 2021
Instrument	20655/184

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOWARD MD
Recording Date	Feb 26, 2020
Property Address	7431 RIGBY PL, ELKRIDGE, MD 21075-7284
Document Number	0192020112
Book / Page	019202 / 000112
Instrument Date	Feb 6, 2020
Transaction Type	Transfer
Record Updated	Mar 12, 2020
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7431 RIGBY PL ELKRIDGE MD 210757284, ELKRIDGE, MD 21075-7284

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,843.00 (+0.36%) Homeowner's exemption	$414,100 (+6.49%) Land $165,000 Building $249,100	$414,100 (-) Land $165,000 Building $249,100
2025	$5,822.00 (+56.46%) Homeowner's exemption	$388,867 (+14.91%)	$414,100 (+22.37%) Land $165,000 Building $249,100
2023		$338,400 Land $160,000 Building $178,400	$338,400 Land $160,000 Building $178,400
2022	$3,721.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Believe Broadband Fixed Wireless	500 / 100
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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