7435 Red Barrow Rd, Baker, FL 32531 Property Records

Okaloosa County property record for 7435 Red Barrow Rd, Baker, FL 32531

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,296 sqft · built 1968
Lot Size5.4 acres (235,224 sqft)
Owner2 Individual Names on Record
Last Sale$80,000 (Jun 2019)
Tax Bill$869 (2025)
Deeds & MortgagesApr 2026 Mortgage
Jun 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-591-8141-2

Property Details

APN / Parcel Number

Primary APNC56-000-591-8141-2
Alternative APNs
  • 03-5N-24-2770-0000-047C
  • 24N50327700000047C

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,296 sqft Living Area
Gross Area2,211 sqft
1st Floor Area1,296 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area235,224 sqft (5.4 acres)
Garage TypeAttached
Garage Area540 sqft
PorchFlorida Room
Porch Area375 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address7435 RED BARROW RD
CityBAKER
StateFL
Zip32531-7509
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionESCAMBIA FARMS COM SW COR SEC 15-5N-24 S 269. 44 FT N 85 DEG W 184.13 FT TO POB N 85 DEG W 710.51 FT W 89 FT N 377.65 FT N 87 DEG E 247. 77 FT S 156 FT S 85 DEG E 571. 5 FT S 247.47 FT TO POB
Legal Range24W
Legal Township05N
Legal Section03
Legal SubdivisionESCAMBIA FARMS
Legal Lot Number47C
JurisdictionOKALOOSA FL
Township / Civil DivisionBAKER
Census Block Group1
Census Block1048
Census Tract20102

Owner

Source: Okaloosa County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7435 RED BARROW RD, BAKER, FL 32531-7509
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 6, 2026Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Jun 3, 2019Warranty Deed, Transfer · Conventional Mortgage
CENTENNIAL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 3, 2019 · Amount on Record
Deed SaleJun 3, 2019 · Amount on Record
Prior SaleOct 13, 2014 · Amount on Record
Deed Document Number20193281346
Deed Book / Page3401 / 3026
Prior Transfer DateOct 18, 2004
Prior Transfer Doc0002166164
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Recording DateApr 6, 2026
Property Address7435 RED BARROW RD, BAKER, FL 32531-7509
Document Number0003808546
Instrument DateMar 25, 2026
Instrument20263808546
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyPENNYMAC LOAN SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address7435 RED BARROW RD, BAKER, FL 32531-7509
InvestorPossibly a Property Investor

Mortgage

Document Number0003808546,
DateApr 6, 2026
Instrument20263808546
Lender
NamePENNYMAC LOAN SERVICES LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term300 Months
DueApr 1, 2051
Interest
Rate5.98%
Max Rate-1%

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateJun 3, 2019
Property Address7435 RED BARROW RD, BAKER, FL 32531-7509
Document Number0034013026
Book / Page3401 / 3026
Map ReferenceMB 469 PG 90&91
Instrument DateMay 31, 2019
Instrument3281346
Transaction TypeTransfer
Record UpdatedJan 10, 2022
Title CompanyFIRST INTERNATIONAL TTL INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$560.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7912 SHERMAN KENNEDY RD, 7912, BAKER, FL 32531-7260

Transferred To (Grantee/Buyer)

NameVerified Name
Address7435 RED BARROW RD, BAKER, FL 32531-7509

Mortgage

Document Number0034013028
DateJun 3, 2019
Instrument3401-3028
Lender
NameCENTENNIAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2049

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$869.00 (+7.95%) Homeowner's exemption$115,093 (+5.99%)$156,564 (+6.59%) Land $29,151 Building $127,413
2023$805.00 (+2.81%) Homeowner's exemption$108,591 (+3%)$146,888 (+8.29%) Land $24,767 Building $122,121
2022$783.00 Homeowner's exemption$105,428$135,639 Land $23,146 Building $112,493

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · lower than 73% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKALOOSA WATERWORKS (FORMERLY BLACKMAN)
private · serves 812 people · EPA ID FL1464068
Water SourceGroundwater
Last State InspectionFeb 2025
Lead6 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
CenturyLink
DSL
60 / 5
AT&T
Fixed Wireless
25 / 3

Nearby Properties on Red Barrow Rd

Nearby Streets

Search Property Records by Address or Parcel Number