7722 Red Barrow Rd, Baker, FL 32531 Property Records

Okaloosa County property record for 7722 Red Barrow Rd, Baker, FL 32531

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,145 sqft · built 2018
Lot Size	9 acres (392,040 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,895 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Apr 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-591-8221-2`

Property Details

APN / Parcel Number

Primary APN	`C56-000-591-8221-2`
Alternative APNs	`03-5N-24-2770-0000-107J` `24N50327700000107J`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,145 sqft Living Area
Gross Area	2,345 sqft
1st Floor Area	2,145 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	392,040 sqft (9 acres)
Porch	Finished/Open Porch
Porch Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7722 RED BARROW RD
City	BAKER
State	FL
Zip	32531-7240
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ESCAMBIA FARMS COM SE COR UNIT 107 NW ALG E LINE 1827 FT TO POB W 830 FT S 210 FT W 210 FT S 170 FT E 1075 FT N 385 FT TO POB
Legal Range	24W
Legal Township	05N
Legal Section	03
Legal Subdivision	ESCAMBIA FARMS
Legal Lot Number	107J
Legal Unit	107
Jurisdiction	OKALOOSA FL
Township / Civil Division	BAKER
Census Block Group	1
Census Block	1042
Census Tract	20102

Owner

Source: Okaloosa County records, as of January 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7722 RED BARROW RD, BAKER, FL 32531-7240
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2022	Deed of Trust, Mortgage · Line of Credit WHITNEY BANK
Apr 30, 2019	Deed of Trust, Mortgage · Commercial Mortgage WHITNEY BANK
Sep 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage MEMBERS FIRST CREDIT UNION OF FLORIDA
Jun 21, 2019	Loan Modification, Mortgage · Line of Credit HANCOCK WHITNEY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2011
Deed Sale	Aug 17, 2011
Prior Sale	May 1, 2009 · Amount on Record
Deed Document Number	20112723350
Deed Book / Page	2997 / 2933
Last Transfer Date	Mar 26, 2018
Transfer Doc	0033424641
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	7722 RED BARROW RD, BAKER, FL 32531-7240
Transaction Type	Mortgage
Record Updated	Sep 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7722 RED BARROW RD, BAKER, FL 32531-7240

Mortgage

Document Number	0036371039
Date	Aug 10, 2022
Book Page	3637/1039
Instrument	3570741

Lender

Name	WHITNEY BANK
Type	Bank
Address	GULFPORT, MS 39501

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	7722 RED BARROW RD, BAKER, FL 32531-7240
Transaction Type	Mortgage
Record Updated	Apr 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0033954117
Date	Apr 30, 2019
Book Page	3395/4117
Instrument	3274319

Lender

Name	WHITNEY BANK
Type	Bank
Address	CRESTVIEW, FL 32539

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Apr 12, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	7722 RED BARROW RD, BAKER, FL 32531-7240
Transaction Type	Mortgage
Record Updated	Apr 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7722 RED BARROW RD, BAKER, FL 32531-7240

Mortgage

Document Number	0035762026
Date	Sep 27, 2021
Book Page	3576/2026
Instrument	3491811

Lender

Name	MEMBERS FIRST CREDIT UNION OF FLORIDA
Type	Credit Union
Address	PENSACOLA, FL 32591

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

June 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OKALOOSA FL
Property Address	7722 RED BARROW RD, BAKER, FL 32531-7240
Document Number	0034101377
Instrument Date	Jun 21, 2019
Transaction Type	Mortgage
Record Updated	Aug 20, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7722 RED BARROW RD BAKER FL 325317240, BAKER, FL 32531-7240

Mortgage

Document Number	0034101377
Date	Jul 22, 2019
Book Page	003410/001377
Instrument	3292968

Lender

Name	HANCOCK WHITNEY BK
Address	CRESTVIEW, FL 32539

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 21, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,895.00 (+6.16%) Homeowner's exemption	$222,962 (+5.99%)	$322,086 (+7.71%) Land $52,624 Building $269,462
2023	$1,785.00 (+2.29%) Homeowner's exemption	$210,367 (+3%)	$299,044 (+8.18%) Land $41,580 Building $257,464
2022	$1,745.00 Homeowner's exemption	$204,240	$276,425 Land $39,600 Building $236,825

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 43% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA WATERWORKS (FORMERLY BLACKMAN) private · serves 812 people · EPA ID FL1464068
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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