Genesee County property record for 7435 Nichols Rd, Gaines, MI 48436
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,695 sqft · built 2003 |
| Lot Size | 1.79 acres (77,972 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $120,000 (Oct 2018) |
| Tax Bill | $4,443 (2025) |
| Deeds & Mortgages | Oct 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-16-300-023 |
| Primary APN | 10-16-300-023 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,695 sqft Living Area |
| 1st Floor Area | 1,540 sqft |
| Basement Area | 1,540 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Lot Area | 77,972 sqft (1.79 acres) |
| Garage Area | 2,016 sqft |
| Parking Spaces | 7 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 7435 NICHOLS RD |
|---|---|
| City | GAINES |
| State | MI |
| Zip | 48436-9714 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG-1 |
| Legal Description | A PARCEL OF LAND BEG N 01 DEG 49 MIN W 910.45 FT FROM SW COR OF SEC TH N 01 DEG 49 MIN W 125 FT TH N 89 DEG 45 MIN 50 SEC E |
| Legal Range | 05E |
| Legal Township | 06N |
| Legal Section | 16 |
| Jurisdiction | GENESEE MI |
| Township / Civil Division | GAINES |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 12801 |
7435 Nichols Rd is owned and occupied by two individuals who bought it in October 2018.
Source: Genesee County records, as of October 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7435 NICHOLS RD, GAINES, MI 48436-9714 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 12, 2018 · Amount on File |
| Deed Sale | Oct 12, 2018 · Amount on File |
| Prior Sale | Mar 4, 2013 · Amount on File |
| Deed Document Number | 201892361 |
| Prior Transfer Date | Sep 26, 2018 |
| Prior Transfer Doc | 0000092361 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Oct 12, 2018 |
| Property Address | 7435 NICHOLS RD, GAINES, MI 48436-9714 |
| Document Number | 0000092361 |
| Instrument Date | Sep 26, 2018 |
| Instrument | 201810120092361 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Tax | $132.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 7435 NICHOLS RD, 7435, GAINES, MI 48436-9714 |
| Name | Verified Name |
|---|---|
| Address | 7435 NICHOLS RD, GAINES, MI 48436-9714 |
The 2025 property tax bill for 7435 Nichols Rd was $4,443 with a homeowner's exemption, up 2.1% from the year before.
Source: Genesee County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| County Subdivision | Gaines Township |
| Unified School District | Swartz Creek Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $218,600 (+7.26%) Land $19,700 Building $198,900 | $437,200 (+7.26%) Land $39,400 Building $397,800 | |
| 2025 | $4,443.00 (+2.07%) Homeowner's exemption | $203,800 | $407,600 |
| 2024 | $4,353.00 | ||
| 2023 | $191,000 | $382,000 | |
| 2019 | $3,303.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7435 Nichols Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 6 (1981–2001) |
| Most Recent Claim | Feb 2001 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7435 Nichols Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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