7435 Fairmount Ave, El Cerrito, CA 94530 Property Records

Contra Costa County property record for 7435 Fairmount Ave, El Cerrito, CA 94530

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,069 sqft · built 1939
Lot Size	0.096 acres (4,200 sqft)
Owner	Individual Name on Record
Last Sale	$550,000 (Jul 2004)
Tax Bill	$10,906 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jul 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`504-352-016-1`

Property Details

APN / Parcel Number

Primary APN	`504-352-016-1`
Alternative APN	`504-352-016`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,069 sqft Living Area
1st Floor Area	1,069 sqft

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1952
Lot Area	4,200 sqft (0.096 acres)
Garage Type	Attached
Garage Area	444 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	7435 FAIRMOUNT AVE
City	EL CERRITO
State	CA
Zip	94530-3743
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	FAIRMOUNT TRACT 10
Legal Subdivision	FAIRMOUNT TR
Legal Tract	10
Legal Lot Number	10
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	2
Census Block	2006
Census Tract	390200

Owner

Source: Contra Costa County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7435 FAIRMOUNT AVE, EL CERRITO, CA 94530-3743
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage CHANGE LENDING LLC
Jul 14, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Jan 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2004 · Amount on Record
Deed Sale	Jul 30, 2004 · Amount on Record
Deed Document Number	2004294881
Prior Transfer Date	Mar 17, 1994
Prior Transfer Doc	0000101766
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 26, 2026
Property Address	7435 FAIRMOUNT AVE, EL CERRITO, CA 94530-3743
Document Number	0000090492
Instrument Date	Aug 19, 2026
Instrument	202690492
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	7435 FAIRMOUNT AVE, EL CERRITO, CA 94530-3743

Mortgage

Document Number	0000090492,
Date	Aug 26, 2026
Instrument	202690492

Lender

Name	CHANGE LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 14, 2026
Property Address	7435 FAIRMOUNT AVE, EL CERRITO, CA 94530-3743
Document Number	0000073574
Instrument Date	Jun 16, 2026
Instrument	202673574
Transaction Type	Transfer
Record Updated	Jul 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	7435 FAIRMOUNT AVE, EL CERRITO, CA 94530-3743

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	7435 FAIRMOUNT AVE, EL CERRITO, CA 94530-3743
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7435 FAIRMOUNT AVE, EL CERRITO, CA 94530-3743

Mortgage

Document Number	0000013735
Date	Jan 24, 2022
Instrument	2022-013735

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	El Cerrito City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$781,967 (+2%) Land $493,068 Building $288,899
2025	$10,906.00 (+4.24%) Homeowner's exemption	$766,635 (+4.04%) Land $483,400 Building $283,235
2023	$10,462.00 (+1.49%) Homeowner's exemption	$736,868 Land $464,630 Building $272,238
2022	$10,308.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 776 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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