Contra Costa County property record for 7415 Fairmount Ave, El Cerrito, CA 94530
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,072 sqft · built 1939 |
| Lot Size | 0.096 acres (4,200 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $700,000 (Feb 2018) |
| Tax Bill | $11,379 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Feb 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 504-342-012-3 |
| Primary APN | 504-342-012-3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,072 sqft Living Area |
| 1st Floor Area | 1,072 sqft |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1944 |
| Lot Area | 4,200 sqft (0.096 acres) |
| Garage Type | Attached |
| Garage Area | 414 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 7415 FAIRMOUNT AVE |
|---|---|
| City | EL CERRITO |
| State | CA |
| Zip | 94530-3743 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | FAIRMOUNT TRACT 8 |
| Legal Subdivision | FAIRMOUNT |
| Legal Tract | 8 |
| Legal Lot Number | 8 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | WEST CONTRA COSTA |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 390200 |
7415 Fairmount Ave is owned by two individuals who bought it in February 2018.
Source: Contra Costa County records, as of July 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 548 RICHMOND ST, EL CERRITO, CA 94530-3211 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP |
| Feb 28, 2018 | Grant Deed, Transfer · Conventional Mortgage MORTGAGE CAP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 28, 2018 · Amount on File |
| Deed Sale | Feb 28, 2018 · Amount on File |
| Prior Sale | Oct 3, 1996 · Amount on File |
| Deed Document Number | 201830750 |
| Prior Transfer Date | Aug 27, 1996 |
| Prior Transfer Doc | 0000185033 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 7415 FAIRMOUNT AVE, EL CERRITO, CA 94530-3743 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | TICOR TITLE |
| Name | Verified Name |
|---|---|
| Address | 548 RICHMOND ST, EL CERRITO, CA 94530-3211 |
| Document Number | 0000221274 |
|---|---|
| Date | Sep 30, 2020 |
| Instrument | 2020-221274 |
| Name | DRAPER & KRAMER MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | DOWNERS GROVE, IL 60515 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Feb 28, 2018 |
| Property Address | 7415 FAIRMOUNT AVE, EL CERRITO, CA 94530-3743 |
| Document Number | 0000030750 |
| Instrument Date | Feb 16, 2018 |
| Instrument | 30750 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2018 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $770.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 548 RICHMOND ST EL CERRITO CA 945303211, EL CERRITO, CA 94530-3211 |
| Document Number | 30751 |
|---|---|
| Date | Feb 28, 2018 |
| Instrument | 30751 |
| Name | MORTGAGE CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | WEST LOS ANGELES, CA 90064 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 27, 2048 |
The 2025 property tax bill for 7415 Fairmount Ave was $11,379.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | El Cerrito City |
| Unified School District | West Contra Costa Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $812,403 (+2%) Land $678,939 Building $133,464 | |
| 2025 | $11,379.00 | $796,475 Land $665,627 Building $130,848 |
| 2023 | $10,919.00 (+1.46%) | $765,549 Land $639,781 Building $125,768 |
| 2022 | $10,762.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 7415 Fairmount Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7415 Fairmount Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 776 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sonic Telecom Fiber | 10,000 / 10,000 |
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks.
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