El Dorado County property record for 7432 Clove Rd, Placerville, CA 95667
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 3 ba · 2,446 sqft · built 1992 |
| Lot Size | 10 acres (437,342 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $800,000 (Apr 2021) |
| Tax Bill | $7,027 (2025) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 093-340-005-000 |
| Primary APN | 093-340-005-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,446 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Construction Type | Wood |
| Lot Area | 437,342 sqft |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 1,500 sqft |
| Parking Spaces | 5 Parking Spaces |
| Patio Area | 2,446 sqft |
| Water Source | Well |
|---|
| Street Address | 7432 CLOVE RD |
|---|---|
| City | PLACERVILLE |
| State | CA |
| Zip | 95667-8198 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RE5 |
| Legal Description | L 12 PINE TRAIL RNCH #2 |
| Legal Subdivision | PINE TRAIL RNCH #2 |
| Legal Lot Number | 12 |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | SOUTH EL DORADO |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 31408 |
7432 Clove Rd, a rural home, is owned and occupied by two individuals who bought it in April 2021.
Source: El Dorado County records, as of September 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7432 CLOVE RD, PLACERVILLE, CA 95667-8198 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 26, 2021 · Amount on File |
| Deed Sale | Apr 26, 2021 · Amount on File |
| Prior Sale | Jul 30, 2004 · Amount on File |
| Deed Document Number | 202128618 |
| Prior Transfer Date | Jan 28, 2005 |
| Prior Transfer Doc | 0000018785 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Apr 26, 2021 |
| Property Address | 7432 CLOVE RD, PLACERVILLE, CA 95667-8198 |
| Document Number | 0000028618 |
| Map Reference | MB H PG 8 |
| Instrument Date | Apr 20, 2021 |
| Instrument | 2021-0028618 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2021 |
| Title Company | INTER CNTY TTL CO OF EL DORA |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 7432 CLOVE RD, PLACERVILLE, CA 95667-8198 |
| Document Number | 0000028619 |
|---|---|
| Date | Apr 26, 2021 |
| Instrument | 2021-0028619 |
| Name | CELEBRITY HOME LOANS LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Number | 0000028620 |
|---|---|
| Date | Apr 26, 2021 |
| Instrument | 2021-0028620 |
| Name | UNIVERSITY CU |
|---|---|
| Type | Credit Union |
| Address | LOS ANGELES, CA 90025 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 25, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 7432 Clove Rd was $7,027 with a homeowner's exemption.
Source: El Dorado County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Secondary School District | El Dorado Union High School District (09 - 12) |
| Elementary School District | Pioneer Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $687,831 (+2%) Land $240,740 Building $447,091 | |
| 2025 | $7,027.00 Homeowner's exemption | $674,345 Land $236,020 Building $438,325 |
| 2023 | $6,746.00 (+1.63%) Homeowner's exemption | $648,161 Land $226,856 Building $421,305 |
| 2022 | $6,638.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 7432 Clove Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (2017–2022) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7432 Clove Rd is extreme, ranking above 98% of the US, with a 2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 98% of the US · above 89% of California |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 25 / 3 |
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