7320 Clove Rd, Placerville, CA 95667 Property Records

El Dorado County property record for 7320 Clove Rd, Placerville, CA 95667

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,125 sqft · built 2004
Lot Size	5.08 acres (221,720 sqft)
Owner	2 Company Names on Record
Last Sale	$680,000 (May 2022)
Tax Bill	$7,515 (2025)
Deeds & Mortgages	Sep 2026 Sale May 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`093-350-007-000`

Property Details

APN / Parcel Number

Primary APN	`093-350-007-000`
Alternative APNs	`09335007100` `0933500710`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,125 sqft Living Area
1st Floor Area	2,125 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Wood
Lot Area	221,720 sqft
View / Lot	Average
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Patio Area	2,125 sqft

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Well

Location & Zoning

Street Address	7320 CLOVE RD
City	PLACERVILLE
State	CA
Zip	95667-8198
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RE5
Legal Description	L 22 PINE TRAIL RANCH #3
Legal Subdivision	PINE TRAIL RANCH #3
Legal Lot Number	22
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	1
Census Block	1008
Census Tract	31408

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	7320 CLOVE RD, PLACERVILLE, CA 95667-8198
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
May 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Jun 9, 2025	Deed of Trust, Mortgage · Commercial Mortgage PUL J BRIGHT & SUSAN N BRIGHT DECLARATIO
May 19, 2022	Grant Deed, Transfer · Conventional Mortgage PLANET HOME LENDING LLC
Aug 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Nov 1, 2017	Grant Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Mar 14, 2017	Trustee's Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2022 · Amount on Record
Deed Sale	May 19, 2022 · Amount on Record
Prior Sale	Nov 1, 2017 · Amount on Record
Deed Document Number	202222497
Prior Transfer Date	Feb 6, 2017
Prior Transfer Doc	0000010316
Record Updated	Oct 29, 2026

September 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Sep 2, 2026
Property Address	7320 CLOVE RD, PLACERVILLE, CA 95667-8198
Document Number	0000028682
Instrument Date	Aug 28, 2026
Instrument	202628682
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	7320 CLOVE RD, PLACERVILLE, CA 95667-8198

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	7320 CLOVE RD, PLACERVILLE, CA 95667-8198
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	ORANGE COAST TITLE FAIR OAKS, ORANGE COAST TITLE OF NOCAL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7320 CLOVE RD, PLACERVILLE, CA 95667-8198

Mortgage

Document Number	0000034159
Date	May 19, 2021
Instrument	2021-0034159

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	7320 CLOVE RD, PLACERVILLE, CA 95667-8198
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7320 CLOVE RD, PLACERVILLE, CA 95667-8198

Mortgage

Document Number	0000016205
Date	Jun 9, 2025
Instrument	2025-0016205

Lender

Name	PUL J BRIGHT & SUSAN N BRIGHT DECLARATIO
Type	Private Party
Address	1102 VIA TORNASOL, APTOS, CA 95003

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	May 19, 2022
Property Address	7320 CLOVE RD, PLACERVILLE, CA 95667-8198
Document Number	0000022497
Map Reference	MB H PG 51
Instrument Date	Apr 29, 2022
Instrument	2022-0022497
Transaction Type	Transfer
Record Updated	May 27, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7320 CLOVE RD, PLACERVILLE, CA 95667-8198

Mortgage

Document Number	0000022498
Date	May 19, 2022
Instrument	2022-0022498

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	7320 CLOVE RD, PLACERVILLE, CA 95667-8198
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034133
Date	Aug 21, 2019
Instrument	2019-0034133

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Nov 1, 2017
Property Address	7320 CLOVE RD, PLACERVILLE, CA 95667-8198
Document Number	0000049210
Map Reference	MB H PG 51
Instrument Date	Oct 13, 2017
Instrument	2017-0049210
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	SERVICELINK ALIQUIPPA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	7320 CLOVE RD, PLACERVILLE, CA 95667-8198

Mortgage

Document Number	0000049211
Date	Nov 1, 2017
Instrument	2017-0049211

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

March 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	EL DORADO CA
Recording Date	Mar 14, 2017
Property Address	7320 CLOVE RD, PLACERVILLE, CA 95667-8198
Document Number	0000010316
Instrument Date	Mar 6, 2017
Instrument	10316
Transaction Type	Foreclosure
Record Updated	Jun 11, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$470.58
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Pioneer Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$736,053 (+2%) Land $189,425 Building $546,628
2025	$7,515.00 (+4.19%) Homeowner's exemption	$721,621 (+4.04%) Land $185,711 Building $535,910
2023	$7,213.00 (+58.25%) Homeowner's exemption	$693,600 Land $178,500 Building $515,100
2022	$4,558.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2017–2022)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Dec 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 97.1% of the US · above 86% of California
Wildfire Likelihood	2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Rocky Ridge Wireless, Verizon.

Nearby Properties on Clove Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures