7431 Sunset Ave, Fair Oaks, CA 95628 Property Records

Sacramento County property record for 7431 Sunset Ave, Fair Oaks, CA 95628

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 888 sqft · built 1949
Lot Size	0.621 acres (27,032 sqft)
Owner	2 Individual Names on File
Last Sale	$305,000 (Jul 2020)
Tax Bill	$4,043 (2025)
Deeds & Mortgages	May 2026 Mortgage Dec 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`242-0011-008-0000`

Property Details

APN / Parcel Number

Primary APN	`242-0011-008-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	888 sqft Living Area
1st Floor Area	888 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	27,032 sqft (0.621 acres)
Garage Area	315 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Solar

Location & Zoning

Street Address	7431 SUNSET AVE
City	FAIR OAKS
State	CA
Zip	95628-4727
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-30
Legal Description	POR LOT 8 BLK 12 FAIR OAKS ADD DES AS BEG AT A PT IN S LINE LOT 8 WHICH IS A PT IN N LINE OF SUNSET AVE FROM WHICH THE SE COR
Legal Subdivision	FAIR OAKS ADD
Legal Block	12
Legal Lot Number	8
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2006
Census Tract	8007

Owner

7431 Sunset Ave is owned by two individuals who bought it in July 2020.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4852 LIVOTI AVE, FAIR OAKS, CA 95628-5008
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC
Dec 1, 2020	Correction Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Jul 8, 2020	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2020 · Amount on File
Deed Sale	Jul 8, 2020 · Amount on File
Deed Book / Page	20200708 / 1593
Prior Transfer Date	Aug 15, 2006
Prior Transfer Doc	0000000611
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Recording Date	May 4, 2026
Property Address	7431 SUNSET AVE, FAIR OAKS, CA 95628-4727
Document Number	2026000767
Book / Page	20260504 / 767
Instrument Date	Apr 24, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property, 149
Address	4330 VINTAGE OAKS LN, FAIR OAKS, CA 95628-7148

Mortgage

Document Number	2026000767,
Date	May 4, 2026
Book Page	20260504/767

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

December 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 1, 2020
Property Address	7431 SUNSET AVE, FAIR OAKS, CA 95628-4727
Document Number	2012012107
Instrument Date	Dec 1, 2020
Instrument	2012012107
Transaction Type	Transfer
Record Updated	Dec 15, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4852 LIVOTI AVE FAIR OAKS CA 956285008, FAIR OAKS, CA 95628-5008

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 8, 2020
Property Address	7431 SUNSET AVE, FAIR OAKS, CA 95628-4727
Document Number	2007081593
Instrument Date	Jun 19, 2020
Instrument	2007081593
Transaction Type	Transfer
Record Updated	Jul 27, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$336.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4852 LIVOTI AVE FAIR OAKS CA 956285008, FAIR OAKS, CA 95628-5008

Mortgage

Document Number	2007081594
Date	Jul 8, 2020
Instrument	2007081594

Lender

Name	GUARANTEED RATE AFFINITY LLC
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 7, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 7431 Sunset Ave was $4,043, up 0.8% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$336,741 (+2%) Land $220,814 Building $115,927
2025	$4,043.00 (+0.77%)	$330,139 Land $216,485 Building $113,654
2024	$4,012.00 (-24.59%)
2023	$5,320.00 (+37.11%)	$317,322 Land $208,080 Building $109,242
2022	$3,880.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7431 Sunset Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 7431 Sunset Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIR OAKS WATER DISTRICT serves 36,226 people · EPA ID CA3410009
Water Source	Purchased surface water from SAN JUAN WATER DISTRICT
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 556 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Succeed.Net.

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