Berkeley County property record for 743 Grade Rd, Falling Waters, WV 25419
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 1,080 sqft · built 1991 |
| Lot Size | 1.14 acres (49,658 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,327 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Mar 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-5-0100.0000 |
| Primary APN | 02-5-0100.0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,080 sqft Living Area |
| 1st Floor Area | 1,080 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Architectural Style | Modern |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Lot Area | 49,658 sqft (1.14 acres) |
| Terrain | Above Road/Slope |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 07102798 |
|---|---|
| Street Address | 743 GRADE RD |
| City | FALLING WATERS |
| State | WV |
| Zip | 25419-4171 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.14 AC LOT 2 & PLAT OF MERGER & BOUNDARY ADJ BARNHART |
| Legal Lot Number | 2 |
| Jurisdiction | BERKELEY WV |
| Township / Civil Division | POTOMAC |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 971104 |
743 Grade Rd is owned and occupied by an individual.
Source: Berkeley County records, as of November 14, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 743 GRADE RD, FALLING WATERS, WV 25419-4171 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BANK & TRUST CO |
| Mar 17, 2017 | Deed of Trust, Mortgage · FHA Mortgage HOME POINT FINANCIAL CORP |
| Sep 22, 2017 | Deed of Trust, Mortgage · Line of Credit FIRST UNITED BANK & TRUST |
| Deed Names | Name on Deed |
|---|---|
| Deed Document Number | 0001030698 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY WV |
| Property Address | 743 GRADE RD, FALLING WATERS, WV 25419-4171 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 003838/461 |
|---|---|
| Date | Dec 28, 2021 |
| Book Page | 3838/461 |
| Instrument | 20210047990 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 372 Months |
| Due | Jan 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY WV |
| Property Address | 743 GRADE RD, FALLING WATERS, WV 25419-4171 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3138/0001 |
|---|---|
| Date | Mar 17, 2017 |
| Book Page | 3138/0001 |
| Instrument | 20170007986 |
| Name | HOME POINT FINANCIAL CORP |
|---|---|
| Type | Government Agency |
| Address | PARSIPPANY, NJ 07054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY WV |
| Property Address | 743 GRADE RD, FALLING WATERS, WV 25419-4171 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 20170033377 |
|---|---|
| Date | Sep 22, 2017 |
| Book Page | 3194/547 |
| Instrument | 20170033377 |
| Name | FIRST UNITED BANK & TRUST |
|---|---|
| Type | Bank |
| Address | MARTINSBURG, WV 25401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 743 Grade Rd was $1,327.
Source: Berkeley County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Berkeley County |
| Unified School District | Berkeley County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,327.00 | $109,200 Land $37,740 Building $71,460 | $182,000 Land $62,900 Building $119,100 |
| 2023 | $1,316.00 | $104,160 Land $32,820 Building $71,340 | $173,600 Land $54,700 Building $118,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 743 Grade Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.
Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2025) |
| Most Recent Claim | May 2025 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 743 Grade Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
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