725 Grade Rd, Falling Waters, WV 25419 Property Records

Berkeley County property record for 725 Grade Rd, Falling Waters, WV 25419

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,495 sqft · built 2023
Lot Size	4.98 acres (216,929 sqft)
Owner	2 Individual Names on Record
Last Sale	$95,000 (Jan 2020)
Tax Bill	$6,534 (2025)
Deeds & Mortgages	Mar 2025 Mortgage Nov 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`02-5-0097.0000`

Property Details

APN / Parcel Number

Primary APN	`02-5-0097.0000`
Alternative APNs	`02-02-5-0097.0000` `07075791`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,495 sqft Living Area
1st Floor Area	6,990 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Modern
Exterior Material	Brick
Construction Type	Brick
Lot Area	216,929 sqft (4.98 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	07075791
Street Address	725 GRADE RD
City	FALLING WATERS
State	WV
Zip	25419-4171
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4.98 AC LOT 26 SURVEY LUTZ & SNYDER
Legal Subdivision	MILLS
Legal Lot Number	26
Jurisdiction	BERKELEY WV
Township / Civil Division	POTOMAC
Census Block Group	1
Census Block	1009
Census Tract	971104

Owner

Source: Berkeley County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	725 GRADE RD, FALLING WATERS, WV 25419-4171
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2025	Deed of Trust, Mortgage · Conventional Mortgage CITY NATIONAL BANK
Nov 30, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 17, 2020 · Amount on Record
Deed Sale	Jan 17, 2020 · Amount on Record
Deed Document Number	20201521
Deed Book / Page	1275 / 118
Last Transfer Date	Nov 18, 2021
Transfer Doc	001370/116
Record Updated	Jun 8, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY WV
Property Address	725 GRADE RD, FALLING WATERS, WV 25419-4171
Transaction Type	Mortgage
Record Updated	Nov 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004238/389
Date	Mar 17, 2025
Book Page	4238/389
Instrument	20250007126

Lender

Name	CITY NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.35%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2020
Change Frequency	5 Years
Min Rate At Change	4.35%
Max Rate At Change	8.35%
Index	5-Year CMT
Max Rate	10.3%

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERKELEY WV
Recording Date	Nov 30, 2021
Property Address	725 GRADE RD, FALLING WATERS, WV 25419-4171
Document Number	001370/116
Book / Page	1370 / 116
Map Reference	DB 318 PG 30
Instrument Date	Nov 18, 2021
Instrument	20210044633
Transaction Type	Transfer
Record Updated	Nov 17, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	51 SHEFFIELD LN, FALLING WATERS, WV 25419-7110

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 SHEFFIELD LN, FALLING WATERS, WV 25419-7110

Tax Assessment & Valuation

Source: Berkeley County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,534.00 (+590.7%)	$537,430 (+1,335.06%) Land $52,090 Building $485,340	$895,700 (+1,335.42%) Land $86,800 Building $808,900
2023	$946.00	$37,450 Land $37,450	$62,400 Land $62,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	May 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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