743 Garnet Dr, #745, Ames, IA 50010 Property Records

Story County property record for 743 Garnet Dr, #745, Ames, IA 50010

Property Summary

Property Type	Duplex
Details	5 bd · 3 ba · 1,652 sqft · built 1970
Lot Size	0.272 acres (11,828 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (May 2026)
Tax Bill	$4,578 (2025)
Deeds & Mortgages	Mar 2006 Mortgage Mar 2013 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-23-226-150`

Property Details

APN / Parcel Number

Primary APN	`09-23-226-150`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,652 sqft Total Area
1st Floor Area	1,652 sqft
Basement Area	1,652 sqft
Finished Basement	848 sqft
Unfinished Basement	804 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Duplex Single
Exterior Material	Concrete Block
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,828 sqft (0.272 acres)
Garage Type	Mixed
Garage Area	928 sqft
Parking Spaces	3 Parking Spaces
Deck Area	Deck Area
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	743 GARNET DR, 745
City	AMES
State	IA
Zip	50010-8474
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RL
Legal Description	ROLLING MEADOWS SD 4TH ADD LOT:21 AMES
Legal Range	24W
Legal Township	83N
Legal Section	23
Legal Subdivision	ROLLING MEADOWS SD 4TH ADD
Legal Lot Number	21
Jurisdiction	STORY IA
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3021
Census Tract	1302

Owner

Source: Story County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	743 GARNET DR, AMES, IA 50010-8474
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2006	Deed of Trust, Mortgage · Conventional Mortgage ABN AMRO MORTGAGE GROUP INC
Mar 5, 2013	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP
May 26, 2026	Warranty Deed, Transfer · Conventional Mortgage EXCHANGE STATE BANK
May 26, 2026	Warranty Deed, Transfer · Conventional Mortgage EXCHANGE STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2026 · Amount on Record
Deed Sale	May 26, 2026 · Amount on Record
Deed Document Number	20264425
Prior Transfer Date	May 18, 2026
Prior Transfer Doc	0202604425
Record Updated	Oct 29, 2026

March 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	743 GARNET DR # 745, 745, AMES, IA 50010-8474
Transaction Type	Mortgage
Record Updated	Jun 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200600003529
Date	Mar 31, 2006
Instrument	2006-00003529

Lender

Name	ABN AMRO MORTGAGE GROUP INC
Type	Mortgage Company
Address	TROY, MI 48084

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2036

March 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	743 GARNET DR # 745, 745, AMES, IA 50010-8474
Transaction Type	Mortgage
Record Updated	Jun 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201300002532
Date	Mar 5, 2013
Instrument	2013-00002532

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2043

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	May 26, 2026
Property Address	743 GARNET DR, 745, AMES, IA 50010-8474
Document Number	0000004425
Instrument Date	May 18, 2026
Instrument	20264425
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$23,351.20
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	743 GARNET DR, AMES, IA 50010-8474

Mortgage

Document Number	0000004426,
Date	May 26, 2026
Instrument	20264426

Lender

Name	EXCHANGE STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.37%
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	May 26, 2026
Property Address	743 GARNET DR, 745, AMES, IA 50010-8474
Document Number	0202604425
Instrument Date	May 18, 2026
Instrument	20264425
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$23,351.20
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	743 GARNET DR, AMES, IA 50010-8474

Mortgage

Document Number	0000004426,
Date	May 26, 2026
Instrument	20264426

Lender

Name	EXCHANGE STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Max Rate	-1%

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Ames City
County	Story County
Unified School District	Ames Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,578.00 (+10.37%)	$332,900 (+16.44%) Land $76,900 Building $256,000	$332,900 (+16.44%) Land $76,900 Building $256,000
2024	$4,148.00 (+27.08%)
2023		$285,900 Land $48,500 Building $237,400	$285,900 Land $48,500 Building $237,400
2022	$3,264.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMES WATER TREATMENT PLANT serves 55,177 people · EPA ID IA8503039
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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