740 Garnet Dr, Ames, IA 50010 Property Records

Story County property record for 740 Garnet Dr, Ames, IA 50010

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 796 sqft · built 1972
Lot Size	0.177 acres (7,710 sqft)
Owner	2 Individual Names on File
Last Sale	$161,500 (Mar 2017)
Tax Bill	$3,036 (2025)
Deeds & Mortgages	Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-23-230-210`

Property Details

APN / Parcel Number

Primary APN	`09-23-230-210`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	796 sqft Living Area
1st Floor Area	796 sqft
Basement Area	796 sqft
Finished Basement	623 sqft
Unfinished Basement	173 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Split Foyer
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,710 sqft (0.177 acres)
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Deck Area	196 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	740 GARNET DR
City	AMES
State	IA
Zip	50010-8419
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	F-PRD
Legal Description	MEADOW VILLAGE SD LOT:71 AMES
Legal Range	24W
Legal Township	83N
Legal Section	23
Legal Subdivision	MEADOW VILLAGE
Legal Lot Number	71
Jurisdiction	STORY IA
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3023
Census Tract	1302

Owner

740 Garnet Dr is owned and occupied by two individuals who bought it in March 2017.

Source: Story County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	740 GARNET DR, AMES, IA 50010-8419
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2017 · Amount on File
Deed Sale	Mar 6, 2017 · Amount on File
Prior Sale	Oct 30, 2014 · Amount on File
Deed Document Number	20171917
Record Updated	Oct 29, 2026

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Mar 6, 2017
Property Address	740 GARNET DR, AMES, IA 50010-8419
Document Number	201700001917
Instrument Date	Feb 23, 2017
Instrument	2017-00001917
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$257.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	740 GARNET DR, AMES, IA 50010-8419

Mortgage

Document Number	201700001918
Date	Mar 6, 2017
Instrument	2017-00001918

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company
Address	ADDISON, TX 75001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 740 Garnet Dr was $3,036 with a homeowner's exemption, up 18.3% from the year before.

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Ames City
County	Story County
Unified School District	Ames Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,036.00 (+18.32%) Homeowner's exemption	$231,600 Land $50,100 Building $181,500	$231,600 Land $50,100 Building $181,500
2024	$2,566.00
2023		$187,100 Land $32,900 Building $154,200	$187,100 Land $32,900 Building $154,200
2022	$2,064.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 740 Garnet Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 740 Garnet Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMES WATER TREATMENT PLANT serves 55,177 people · EPA ID IA8503039
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Garnet Dr

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