7426 Cedar St, Phelan, CA 92371 Property Records

San Bernardino County property record for 7426 Cedar St, Phelan, CA 92371

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,296 sqft · built 1998
Lot Size	2.18 acres (94,961 sqft)
Owner	Individual Name on File
Last Sale	$551,000 (May 2026)
Tax Bill	$3,914 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`3038-101-06-0000`

Property Details

APN / Parcel Number

Primary APN	`3038-101-06-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,296 sqft Living Area
Gross Area	2,758 sqft
1st Floor Area	2,296 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	94,961 sqft
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	380 sqft
Patio Area	380 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	7426 CEDAR ST
City	PHELAN
State	CA
Zip	92371-6807
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PHRL
Legal Description	PARCEL MAP 10108 PARCEL 3
Legal Subdivision	PM 10108
Legal Block	3
Legal Lot Number	134
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	VICTORVILLE-HESPERIA
Census Block Group	3
Census Block	3040
Census Tract	9109

Owner

7426 Cedar St is owned by an individual who bought it in May 2026.

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1128 W MESA DR, RIALTO, CA 92376-3965
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
May 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MTG
Jan 31, 2017	Grant Deed, Transfer · FHA Mortgage GOLDEN EMPIRE MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2026 · Amount on File
Deed Sale	May 22, 2026 · Amount on File
Prior Sale	Jan 31, 2017 · Amount on File
Deed Document Number	2026130869
Prior Transfer Date	Feb 28, 2014
Prior Transfer Doc	0000081663
Record Updated	Oct 29, 2026

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 22, 2026
Property Address	7426 CEDAR ST, PHELAN, CA 92371-6807
Document Number	0000130869
Instrument Date	Apr 28, 2026
Instrument	2026130869
Transaction Type	Transfer
Record Updated	Jul 28, 2026
Title Company	STOCKDALE TITLE COMPANY, SOCAL TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$61,216.10
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1128 W MESA DR, RIALTO, CA 92376-3965

Mortgage

Document Number	0000130870,
Date	May 22, 2026
Instrument	2026130870

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	7426 CEDAR ST, PHELAN, CA 92371-6807
Document Number	0000182266
Instrument Date	May 26, 2020
Transaction Type	Mortgage
Record Updated	Jun 15, 2020
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7426 CEDAR ST PHELAN CA 923716807, PHELAN, CA 92371-6807

Mortgage

Document Number	0000182266
Date	Jun 2, 2020
Instrument	182266

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jan 31, 2017
Property Address	7426 CEDAR ST, PHELAN, CA 92371-6807
Document Number	0000043673
Map Reference	MB114 PG9&10
Instrument Date	Jan 6, 2017
Instrument	2017-0043673
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11331 NEWLAND CT, VICTORVILLE, CA 92392-8958

Mortgage

Document Number	0000043674
Date	Jan 31, 2017
Instrument	2017-0043674

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Mortgage

Document Number	0000043675
Date	Jan 31, 2017
Instrument	2017-0043675

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company
Address	BAKERSFIELD, CA 93309

Agreement

Type	Negative Amortization
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 7426 Cedar St was $3,914.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Unified School District	Snowline Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$323,175 (+2%) Land $64,635 Building $258,540
2025	$3,914.00	$316,839 Land $63,368 Building $253,471
2023	$3,622.00 (+2.37%)	$304,535 Land $60,907 Building $243,628
2022	$3,538.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7426 Cedar St in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7426 Cedar St is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 42% of California
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PHELAN PINON HILLS CSD serves 24,509 people · EPA ID CA3610120
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Race Communications Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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