7425 Cedar Grove Ln, Elkridge, MD 21075 Property Records

Howard County property record for 7425 Cedar Grove Ln, Elkridge, MD 21075

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,344 sqft · built 1999
Lot Size	0.056 acres (2,427 sqft)
Owner	Individual Name on File
Last Sale	$279,900 (Mar 2018)
Tax Bill	$4,453 (2026)
Deeds & Mortgages	Jan 2022 Mortgage Mar 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-299883`

Property Details

APN / Parcel Number

Primary APN	`01-299883`
Alternative APN	`299883`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,344 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,427 sqft (0.056 acres)
Garage Type	Attached
Garage Area	242 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	32 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	299883
Street Address	7425 CEDAR GROVE LN
City	ELKRIDGE
State	MD
Zip	21075-7915
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMH
Legal Description	LOT 105 2,427 SQ' 7425 CEDAR GROVE LN NEW COLONY VILLAGE
Legal Subdivision	NEW COLONY VILLAGE
Legal Lot Number	105
Jurisdiction	HOWARD MD
Township / Civil Division	1, ELKRIDGE
Census Block Group	2
Census Block	2043
Census Tract	601203

Owner

7425 Cedar Grove Ln is owned and occupied by an individual who bought it in March 2018.

Source: Howard County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	7425 CEDAR GROVE LN, ELKRIDGE, MD 21075-7915
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Mar 6, 2018	Deed, Transfer · FHA Mortgage PROSPERITY HOME MORTGAGE LLC
Jul 31, 2017	Deed of Trust, Mortgage MARK L LEVY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2018 · Amount on File
Deed Sale	Mar 6, 2018 · Amount on File
Deed Book / Page	18076 / 1
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	7425 CEDAR GROVE LN, ELKRIDGE, MD 21075-7915
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7425 CEDAR GROVE LN, ELKRIDGE, MD 21075-7915

Mortgage

Document Number	0212400126
Date	Jan 6, 2022
Book Page	21240/126

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jan 1, 2047

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Mar 6, 2018
Property Address	7425 CEDAR GROVE LN, ELKRIDGE, MD 21075-7915
Document Number	0180760001
Book / Page	18076 / 001
Map Reference	PL17327-17345
Instrument Date	Feb 27, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	SAGE TITLE GOUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7425 CEDAR GROVE LN, ELKRIDGE, MD 21075-7915

Mortgage

Document Number	0000180766
Date	Mar 6, 2018
Instrument	18076/6

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2048

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	7425 CEDAR GROVE LN, ELKRIDGE, MD 21075-7915
Document Number	0177390357
Book / Page	017739 / 000357
Instrument Date	Jul 31, 2017
Transaction Type	Mortgage
Record Updated	Aug 15, 2017
Title Company	NEW WORLD TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	7425 CEDAR GROVE LN

Mortgage

Document Number	0177390357
Date	Aug 8, 2017
Book Page	017739/000357

Lender

Name	MARK L LEVY

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 7425 Cedar Grove Ln was $4,453 with a homeowner's exemption, up 0.1% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,453.00 (+0.11%) Homeowner's exemption	$329,800 (+6.41%) Land $100,000 Building $229,800	$329,800 (-) Land $100,000 Building $229,800
2025	$4,448.00 Homeowner's exemption	$309,933	$329,800 Land $100,000 Building $229,800
2023		$270,200 Land $70,000 Building $200,200	$270,200 Land $70,000 Building $200,200
2022	$2,899.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7425 Cedar Grove Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7425 Cedar Grove Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Believe Broadband Fixed Wireless	500 / 100

May also be available: AT&T.

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