7416 Cedar Grove Ln, Elkridge, MD 21075 Property Records

Howard County property record for 7416 Cedar Grove Ln, Elkridge, MD 21075

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,594 sqft · built 1999
Lot Size0.053 acres (2,297 sqft)
OwnerIndividual Name on File
Last Sale$428,000 (Oct 2023)
Tax Bill$5,530 (2026)
Deeds & MortgagesOct 2023 Sale & Mortgage
May 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN01-299719

Property Details

APN / Parcel Number

Primary APN01-299719
Alternative APN
  • 299719

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,594 sqft Total Area

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area2,297 sqft (0.053 acres)
Garage TypeAttached
Garage Area242 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area140 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number299719
Street Address7416 CEDAR GROVE LN
CityELKRIDGE
StateMD
Zip21075-7916
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRMH
Legal DescriptionLOT 90 2,297 SQ' 7416 CEDAR GROVE LN NEW COLONY VILLAGE
Legal SubdivisionNEW COLONY VILLAGE
Legal Lot Number90
JurisdictionHOWARD MD
Township / Civil Division1, ELKRIDGE
Census Block Group2
Census Block2038
Census Tract601203

Owner

7416 Cedar Grove Ln is owned and occupied by an individual who bought it in October 2023.

Source: Howard County records, as of September 4, 2026

Owner of RecordIndividual Name on File
Mailing Address7416 CEDAR GROVE LN, ELKRIDGE, MD 21075-7916
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 10, 2023Deed, Transfer · FHA Mortgage
GUARANTEED RATE INC
May 7, 2021Special Warranty Deed, Transfer · VA Mortgage
NAVY FCU
Sep 15, 2020Grant Deed, Transfer
NEW WORLD TITLE
Jul 31, 2017Deed of Trust, Mortgage
MARK L LEVY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 10, 2023 · Amount on File
Deed SaleOct 10, 2023 · Amount on File
Prior SaleMay 7, 2021 · Amount on File
Deed Book / Page22140 / 384
Record UpdatedOct 29, 2026

October 2023: Deed, Transfer

Document TypeDeed
JurisdictionHOWARD MD
Recording DateOct 10, 2023
Property Address7416 CEDAR GROVE LN, ELKRIDGE, MD 21075-7916
Document Number0221400384
Book / Page22140 / 384
Map ReferencePL 17327-17345
Instrument DateSep 29, 2023
Transaction TypeTransfer
Record UpdatedOct 25, 2023
Title CompanyDEFINITIVE TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,070.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address7416 CEDAR GROVE LN, ELKRIDGE, MD 21075-7916

Mortgage

Document Number0221400390
DateOct 10, 2023
Book Page22140/390
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2053

May 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionHOWARD MD
Recording DateMay 7, 2021
Property Address7416 CEDAR GROVE LN, ELKRIDGE, MD 21075-7916
Document Number0205250385
Book / Page20525 / 385
Map ReferencePL 17327-17345
Instrument DateJan 29, 2021
Transaction TypeTransfer
Record UpdatedJun 2, 2021
Title CompanyFIRST TITLE COMPANY, FIRST TITLE & ESCROW INC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,166.66
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

NameVerified Name
Address7416 CEDAR GROVE LN, ELKRIDGE, MD 21075-7916

Mortgage

Document Number20525391
DateMay 7, 2021
Instrument20525/391
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeVA Mortgage
AmountAmount on Record
Term357 Months
DueFeb 1, 2051

September 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHOWARD MD
Recording DateSep 15, 2020
Property Address7416 CEDAR GROVE LN, ELKRIDGE, MD 21075-7916
Document Number0197060167
Book / Page019706 / 000167
Instrument DateAug 26, 2020
Transaction TypeTransfer
Record UpdatedOct 16, 2020
Title CompanyNEW WORLD TITLE

Transaction

AmountAmount on Record
Tax$900.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipAssociation
InvestorPossibly a Property Investor

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOWARD MD
Property Address7416 CEDAR GROVE LN, ELKRIDGE, MD 21075-7916
Document Number0177390357
Book / Page017739 / 000357
Instrument DateJul 31, 2017
Transaction TypeMortgage
Record UpdatedAug 15, 2017
Title CompanyNEW WORLD TITLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Partnership
Address7416 CEDAR GROVE LN

Mortgage

Document Number0177390357
DateAug 8, 2017
Book Page017739/000357
Lender
NameMARK L LEVY
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 7416 Cedar Grove Ln was $5,530, up 8.1% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHoward County
Unified School DistrictHoward County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,530.00 (+8.07%)$372,200 (+7.96%) Land $100,000 Building $272,200$372,200 (-) Land $100,000 Building $272,200
2025$5,117.00$344,767$372,200 Land $100,000 Building $272,200
2023$289,900 Land $70,000 Building $219,900$289,900 Land $70,000 Building $219,900
2022$3,075.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7416 Cedar Grove Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7416 Cedar Grove Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOWARD COUNTY D.P.W. DISTRIBUTION
serves 286,158 people · EPA ID MD0130002
Water SourcePurchased surface water from several systems
Last State InspectionJan 2024
Lead3 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Believe Broadband
Fixed Wireless
500 / 100

May also be available: AT&T.

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