Hamilton County property record for 7422 Nightfall Cir, Ooltewah, TN 37363
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,505 sqft · built 2007 |
| Lot Size | 0.307 acres (13,390 sqft) |
| Owner | Individual Name on File |
| Last Sale | $420,000 (May 2022) |
| Tax Bill | $1,821 (2025) |
| Deeds & Mortgages | Nov 2023 Mortgage May 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 104C B 021 |
| Primary APN | 104C B 021 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,505 sqft Living Area |
| Year Built | Built 2007 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 13,390 sqft (0.307 acres) |
| Lot Dimensions | 142 ft deep x 94.3 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000157120 |
|---|---|
| Old Parcel Number | 104C B 021 |
| Street Address | 7422 NIGHTFALL CIR |
| City | OOLTEWAH |
| State | TN |
| Zip | 37363-5762 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 120 SUNSET RIDGE PB82 PG148 OUT OF 104-88.06 FOR 2006 |
| Legal Subdivision | SUNSET RIDGE |
| Legal Lot Number | 120 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 9 |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 11205 |
7422 Nightfall Cir is owned by an individual who bought it in May 2022.
Source: Hamilton County records, as of December 31, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 940 BAUGH SPRINGS RD, MC DONALD, TN 37353-5755 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 6, 2023 | Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA |
| May 16, 2022 | Warranty Deed, Transfer CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO |
| Aug 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NEW AMERICAN FNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 16, 2022 · Amount on File |
| Deed Sale | May 16, 2022 · Amount on File |
| Prior Sale | Sep 3, 2014 · Amount on File |
| Deed Document Number | 2022051600276 |
| Deed Book / Page | 12959 / 557 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 7422 NIGHTFALL CIR, OOLTEWAH, TN 37363-5762 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 940 BAUGH SPRINGS RD, MC DONALD, TN 37353-5755 |
| Document Number | 0000000146 |
|---|---|
| Date | Nov 6, 2023 |
| Book Page | 13441/573 |
| Instrument | 2023110600146 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45245 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.8% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 11.8% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 11.8% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | May 16, 2022 |
| Property Address | 7422 NIGHTFALL CIR, OOLTEWAH, TN 37363-5762 |
| Document Number | 0000000276 |
| Book / Page | 12959 / 557 |
| Map Reference | MB 10294 PG 469 |
| Instrument Date | May 13, 2022 |
| Instrument | 2022051600276 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO |
| Amount | Amount on Record |
|---|---|
| Tax | $1,564.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 940 BAUGH SPRINGS RD, MC DONALD, TN 37353-5755 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 7422 NIGHTFALL CIR, OOLTEWAH, TN 37363-5762 |
| Document Number | 0827000213 |
| Instrument Date | Aug 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2020 |
| Title Company | FIRST CHOICE, 1ST CHOICE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7422 NIGHTFALL CIR OOLTEWAH TN 373635762, OOLTEWAH, TN 37363-5762 |
| Document Number | 0827000213 |
|---|---|
| Date | Aug 27, 2020 |
| Book Page | 012130/000124 |
| Instrument | 200827000213 |
| Name | NEW AMERICAN FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Aug 26, 2045 |
The 2025 property tax bill for 7422 Nightfall Cir was $1,821, up 0.6% from the year before.
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,821.00 (+0.61%) | $120,150 (+48.47%) | $480,600 (+48.47%) Land $60,000 Building $420,600 |
| 2024 | $1,810.00 (-0.49%) | $80,925 (-) | $323,700 (-) Land $40,000 Building $283,700 |
| 2023 | $1,819.00 | $80,925 | $323,700 Land $40,000 Building $283,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 7422 Nightfall Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7422 Nightfall Cir is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 62% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAVANNAH VALLEY U.D. serves 30,571 people · EPA ID TN0000613 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Brightspeed Fiber | 940 / 940 |
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