7391 Nightfall Cir, Ooltewah, TN 37363 Property Records

Hamilton County property record for 7391 Nightfall Cir, Ooltewah, TN 37363

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,038 sqft · built 2014
Lot Size	0.275 acres (12,000 sqft)
Owner	Individual Name on File
Last Sale	$437,000 (Jun 2022)
Tax Bill	$1,840 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`104C A 090`

Property Details

APN / Parcel Number

Primary APN	`104C A 090`
Alternative APN	`0000157090`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,038 sqft Living Area

Exterior

Year Built	Built 2014
Architectural Style	Ranch
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,000 sqft (0.275 acres)
Lot Dimensions	150 ft deep x 80 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000157090
Street Address	7391 NIGHTFALL CIR
City	OOLTEWAH
State	TN
Zip	37363-5761
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 90 SUNSET RIDGE PB82 PG148 OUT OF 104-88.02 FOR 2006
Legal Subdivision	SUNSET RIDGE
Legal Lot Number	90
Jurisdiction	HAMILTON TN
Township / Civil Division	9
Census Block Group	4
Census Block	4005
Census Tract	11205

Owner

7391 Nightfall Cir is owned and occupied by an individual who bought it in June 2022.

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	7391 NIGHTFALL CIR, OOLTEWAH, TN 37363-5761
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2022 · Amount on File
Deed Sale	Jun 22, 2022 · Amount on File
Prior Sale	Jan 13, 2015 · Amount on File
Deed Document Number	2022062200132
Deed Book / Page	13000 / 988
Record Updated	Jun 8, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jun 22, 2022
Property Address	7391 NIGHTFALL CIR, OOLTEWAH, TN 37363-5761
Document Number	0000000132
Book / Page	13000 / 988
Map Reference	MB 82 PG 148
Instrument Date	Jun 17, 2022
Instrument	2022062200132
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	REALTY TITLE INC, REALTY T&E SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,616.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7391 NIGHTFALL CIR, OOLTEWAH, TN 37363-5761

Mortgage

Document Number	0000130011
Date	Jun 22, 2022
Instrument	13001/1

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	9.5%
Index	Other
Max Rate	9.5%

Tax Assessment & Valuation

The 2025 property tax bill for 7391 Nightfall Cir was $1,840, up 6.9% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,840.00 (+6.85%)	$121,450 (+57.78%)	$485,800 (+57.78%) Land $60,000 Building $425,800
2024	$1,722.00 (-0.52%)	$76,975 (-)	$307,900 (-) Land $40,000 Building $267,900
2023	$1,731.00	$76,975	$307,900 Land $40,000 Building $267,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7391 Nightfall Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7391 Nightfall Cir is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 62% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH VALLEY U.D. serves 30,571 people · EPA ID TN0000613
Water Source	Groundwater influenced by surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Brightspeed Fiber	940 / 940