Howard County property record for 7421 Cherry Tree Dr, Fulton, MD 20759
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,948 sqft · built 1970 |
| Lot Size | 0.933 acres (40,641 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $80,000 (Sep 2026) |
| Tax Bill | $9,049 (2026) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Apr 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-359236 |
| Primary APN | 05-359236 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,948 sqft Total Area |
| Basement Area | 754 sqft |
| Finished Basement | 754 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 40,641 sqft (0.933 acres) |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 308 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 359236 |
|---|---|
| Street Address | 7421 CHERRY TREE DR |
| City | FULTON |
| State | MD |
| Zip | 20759-9737 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RRDEO |
| Legal Description | LOT 11 S 4 7421 CHERRY TREE DR MOORESFIELD |
| Legal Subdivision | MOORESFIELD |
| Legal Lot Number | 11 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 5, CLARKSVILLE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 605105 |
7421 Cherry Tree Dr is owned and occupied by two individuals who bought it in September 2026.
Source: Howard County records, as of October 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7421 CHERRY TREE DR, FULTON, MD 20759-9737 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 24, 2026 | Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 12, 2023 | Deed, Transfer · FHA Mortgage BAYSHORE MORTGAGE FUNDING LLC |
| Dec 14, 2022 | Deed of Trust, Mortgage · Line of Credit APL FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 24, 2026 · Amount on File |
| Deed Sale | Sep 24, 2026 · Amount on File |
| Prior Sale | Jun 24, 2025 · Amount on File |
| Deed Document Number | 2026 |
| Deed Book / Page | 23423 / 475 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Sep 24, 2026 |
| Property Address | 7421 CHERRY TREE DR, FULTON, MD 20759-9737 |
| Document Number | 2342000475 |
| Book / Page | 23423 / 475 |
| Instrument Date | Aug 17, 2026 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $80,800.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 7421 CHERRY TREE DR, FULTON, MD 20759-9737 |
| Document Number | 2342000487, |
|---|---|
| Date | Sep 24, 2026 |
| Book Page | 23423/487 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Apr 12, 2023 |
| Property Address | 7421 CHERRY TREE DR, FULTON, MD 20759-9737 |
| Document Number | 0219380171 |
| Book / Page | 21938 / 171 |
| Map Reference | MB WHH 10 FO 65 |
| Instrument Date | Apr 5, 2023 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2023 |
| Title Company | ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE COMPANY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,750.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7421 CHERRY TREE DR, FULTON, MD 20759-9737 |
| Document Number | 0021938177 |
|---|---|
| Date | Apr 12, 2023 |
| Instrument | 21938/177 |
| Name | BAYSHORE MORTGAGE FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 7421 CHERRY TREE DR, FULTON, MD 20759-9737 |
| Transaction Type | Mortgage |
| Record Updated | Dec 27, 2022 |
| Name | Verified Name |
|---|---|
| Address | 7421 CHERRY TREE DR, FULTON, MD 20759-9737 |
| Document Number | 0218250196 |
|---|---|
| Date | Dec 14, 2022 |
| Book Page | 21825/196 |
| Name | APL FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20723 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Dec 5, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 7421 Cherry Tree Dr was $9,049, up 6.3% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,049.00 (+6.28%) | $615,867 (+6.4%) | $690,000 (+19.21%) Land $364,800 Building $325,200 |
| 2025 | $8,514.00 Homeowner's exemption | $578,800 Land $274,800 Building $304,000 | $578,800 Land $274,800 Building $304,000 |
| 2023 | $549,600 | $578,800 Land $274,800 Building $304,000 | |
| 2022 | $6,024.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7421 Cherry Tree Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7421 Cherry Tree Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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