7421 Cedar Bluff Ct, Prospect, KY 40059 Property Records

Oldham County property record for 7421 Cedar Bluff Ct, Prospect, KY 40059

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 4,519 sqft · built 1993
Lot Size	2.42 acres (105,632 sqft)
Owner	Individual Name on File
Last Sale	$1,225,000 (Dec 2025)
Tax Bill	$9,339 (2025)
Deeds & Mortgages	Dec 2025 Sale Dec 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-29-04-94`

Property Details

APN / Parcel Number

Primary APN	`06-29-04-94`
Alternative APN	`62259`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,519 sqft Living Area
Fireplaces	3 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	105,632 sqft (2.42 acres)
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	62259
Street Address	7421 CEDAR BLUFF CT
City	PROSPECT
State	KY
Zip	40059-7404
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & 2.425AC
Legal Subdivision	HUNTING CREEK ESTATES
Legal Block	SEC 4
Legal Lot Number	94
Jurisdiction	OLDHAM KY
Township / Civil Division	PEWEE VALLEY
Census Block Group	2
Census Block	2006
Census Tract	30701

Owner

Source: Oldham County records · APN 06-29-04-94

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	7421 CEDAR BLUFF CT, PROSPECT, KY 40059-7404
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2025	Deed, Transfer LIMESTONE TITLE
Dec 22, 2025	Deed, Transfer UNKNOWN, GUARDIAN TITLE
Jul 24, 2019	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 22, 2025 · Amount on Record
Deed Sale	Dec 22, 2025 · Amount on Record
Prior Sale	Dec 22, 2025 · Amount on Record
Deed Document Number	841575
Deed Book / Page	D1430 / 103
Record Updated	Jun 08, 2026

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	OLDHAM KY
Recording Date	Dec 22, 2025
Property Address	7421 CEDAR BLUFF CT, PROSPECT, KY 40059-7404
Document Number	0D1430/103
Book / Page	D1430 / 103
Map Reference	MB 4 PG 57
Instrument Date	Dec 04, 2025
Instrument	841575
Transaction Type	Transfer
Record Updated	Jan 06, 2026
Title Company	LIMESTONE TITLE

Transaction

Amount	Amount Recorded
Tax	$1,225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 PARKVIEW PLZ, OAKBROOK TERRACE, IL 60181-4400

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7421 CEDAR BLUFF CT, PROSPECT, KY 40059-7404

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	OLDHAM KY
Recording Date	Dec 22, 2025
Property Address	7421 CEDAR BLUFF CT, PROSPECT, KY 40059-7404
Document Number	00D1430/99
Book / Page	D1430 / 99
Map Reference	MB 4 PG 57
Instrument Date	Nov 25, 2025
Instrument	841571
Transaction Type	Transfer
Record Updated	Jan 06, 2026
Title Company	UNKNOWN, GUARDIAN TITLE

Transaction

Amount	Amount Recorded
Tax	$1,225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7421 CEDAR BLUFF CT, PROSPECT, KY 40059-7404

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 PARKVIEW PLZ, OAKBROOK TERRACE, IL 60181-4400

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLDHAM KY
Recording Date	Jul 24, 2019
Property Address	7421 CEDAR BLUFF CT, PROSPECT, KY 40059-7404
Document Number	D1222/0337
Book / Page	D1222 / 0337
Map Reference	MB 4 PG 57
Instrument Date	Jul 22, 2019
Instrument	554602
Transaction Type	Transfer
Record Updated	Nov 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7421 CEDAR BLUFF CT, 7421, PROSPECT, KY 40059-7404

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	7421 CEDAR BLUFF CT, PROSPECT, KY 40059-7404

Mortgage

Document Number	554603
Date	Jul 24, 2019
Instrument	554603

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2049

Tax Assessment & Valuation

Source: Oldham County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Oldham County
Unified School District	Oldham County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,339.00 (+0.93%)	$755,000 (+1.34%) Land $135,000 Building $620,000	$755,000 (+1.34%) Land $135,000 Building $620,000
2023	$9,253.00	$745,000 Land $125,000 Building $620,000	$745,000 Land $125,000 Building $620,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 15, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 111 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

7421 Cedar Bluff Ct, Prospect, KY 40059 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

December 2025: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

December 2025: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

July 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Drinking Water

Violations Reported to EPA

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Nearby Streets

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