Oldham County property record for 7420 Cedar Bluff Ct, Prospect, KY 40059 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 4,852 sqft · built 1992 |
| Lot Size | 1.08 acres (47,393 sqft) |
| Owner | Individual Name on File |
| Last Sale | $715,000 (Aug 2015) |
| Tax Bill | $9,216 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Dec 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-29-04-92 |
| Primary APN | 06-29-04-92 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 4,852 sqft Living Area |
| Fireplaces | 3 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 47,393 sqft (1.08 acres) |
| Garage Type | Attached |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 53465 |
|---|---|
| Street Address | 7420 CEDAR BLUFF CT |
| City | PROSPECT |
| State | KY |
| Zip | 40059-7403 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & 1.088AC |
| Legal Subdivision | HUNTING CREEK ESTATES |
| Legal Block | SEC 4 |
| Legal Lot Number | 92 |
| Jurisdiction | OLDHAM KY |
| Township / Civil Division | PEWEE VALLEY |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 30701 |
Source: Oldham County records · APN 06-29-04-92
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 7420 CEDAR BLUFF CT, PROSPECT, KY 40059-7403 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STOCK YARDS BANK & TRUST CO |
| Dec 03, 2018 | Deed of Trust, Mortgage · Commercial Mortgage STOCK YARDS BANK & TRUST CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 14, 2015 · Amount on Record |
| Deed Sale | Aug 14, 2015 · Amount on Record |
| Deed Document Number | 498638 |
| Deed Book / Page | D1114 / 208 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 7420 CEDAR BLUFF CT, PROSPECT, KY 40059-7403 |
| Transaction Type | Mortgage |
| Record Updated | Dec 02, 2021 |
| Name | Verified Name |
|---|
| Document Number | M2558/727 |
|---|---|
| Date | Nov 24, 2021 |
| Book Page | M2558/727 |
| Instrument | 667395 |
| Name | STOCK YARDS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40206 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 7420 CEDAR BLUFF CT, PROSPECT, KY 40059-7403 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2018 |
| Name | Verified Name |
|---|
| Document Number | M2329/0932 |
|---|---|
| Date | Dec 03, 2018 |
| Book Page | M2329/0932 |
| Instrument | 546393 |
| Name | STOCK YARDS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | PROSPECT, KY 40059 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Oldham County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Oldham County |
| Unified School District | Oldham County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,216.00 (+3.75%) | $745,000 (+4.2%) Land $135,000 Building $610,000 | $745,000 (+4.2%) Land $135,000 Building $610,000 |
| 2023 | $8,883.00 | $715,000 Land $135,000 Building $580,000 | $715,000 Land $135,000 Building $580,000 |
Source: FEMA National Flood Hazard Layer, Oldham County (21185C), updated October 15, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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